189 Charlescrest Ct, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 189 Charlescrest Ct, Buffalo, NY 14224

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,810 sqft · built 1960
Lot Size0.222 acres (9,660 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jan 2021)
Tax Bill$6,292 (2026)
Deeds & MortgagesNov 2023 Line of Credit
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-011-461

Property Details

APN / Parcel Number

Primary APN32-011-461
Alternative APNs
  • 68001431300008027000
  • 146800 143.13-8-27

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,810 sqft Living Area
1st Floor Area1,810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialBrick
Lot Area9,660 sqft (0.222 acres)
Lot Dimensions138 ft deep x 70 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number32-011-461
Street Address189 CHARLESCREST CT
CityBUFFALO
StateNY
Zip14224-3809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code05 - COMME
Legal DescriptionMC-1852 SL-310 (FL-362) FISHER COURT S/D 70 X 138.00
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block8
Legal Lot Number27.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group2
Census Block2026
Census Tract12001

Owner

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address189 CHARLESCREST CT, BUFFALO, NY 14224-3809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Line of Credit
THE SUMMIT FCU
Jan 20, 2021Warranty Deed, Transfer · FHA Mortgage
HUNT MORTGAGE
Jul 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Prior SaleJan 6, 2005 · Amount on Record
Deed Document Number202111358
Deed Book / Page11373 / 615
Prior Transfer DateJul 11, 2018
Prior Transfer Doc0113324728
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address189 CHARLESCREST CT, BUFFALO, NY 14224-3809
Transaction TypeMortgage
Record UpdatedDec 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 CHARLESCREST CT, BUFFALO, NY 14224-3809

Mortgage

Document Number0141104920
DateNov 16, 2023
Book Page14110/4920
Instrument2023197358
Lender
NameTHE SUMMIT FCU
TypeCredit Union
AddressROCHESTER, NY 14626
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateJan 20, 2021
Property Address189 CHARLESCREST CT, BUFFALO, NY 14224-3809
Document Number0113730615
Book / Page11373 / 615
Instrument DateJan 14, 2021
Instrument2021011358
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address189 CHARLESCREST CT, 189, WEST SENECA, NY 14224-3809

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 CHARLESCREST CT, WEST SENECA, NY 14224-3809

Mortgage

Document Number0139756760
DateJan 20, 2021
Instrument13975/6760
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateJul 30, 2018
Property Address189 CHARLESCREST CT, BUFFALO, NY 14224-3809
Document Number0113324728
Book / Page011332 / 004728
Instrument DateJul 11, 2018
Transaction TypeTransfer
Record UpdatedSep 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address189 CHARLESCREST CT WEST SENECA NY 142243809, WEST SENECA, NY 14224-3809

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,292.00 (+101.67%)
2025$3,120.00 (-50.48%)$67,000 (-) Land $9,700 Building $57,300$279,200 (+4.18%) Land $40,421 Building $238,779
2024$6,301.00 (+17.73%)$67,000 (-) Land $9,700 Building $57,300$268,000 (+4%) Land $38,800 Building $229,200
2023$67,000 Land $9,700 Building $57,300$257,692 Land $37,308 Building $220,384
2019$5,352.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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