Charlotte County property record for 189 Ceyenne St, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,749 sqft · built 2005 |
| Lot Size | 0.281 acres (12,245 sqft) |
| Owner | Trust Name on File |
| Last Sale | $175,000 (Feb 2017) |
| Tax Bill | $3,748 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 402304278007 |
| Primary APN | 402304278007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,749 sqft Living Area |
| Gross Area | 2,378 sqft |
| 1st Floor Area | 1,749 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,245 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Porch Area | 209 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952620871704 |
|---|---|
| Street Address | 189 CEYENNE ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK557 LT17 765/174 2254/1486 2357/1262 2425/1644 2735/983 CT3386/904 3411/1527 4169/948 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 04 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 557 |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20103 |
189 Ceyenne St is held in a trust since April 2022.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 26480 DEEP CREEK BLVD, PUNTA GORDA, FL 33983-5709 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2017 · Amount on File |
| Deed Sale | Feb 21, 2017 · Amount on File |
| Prior Sale | Aug 20, 2009 · Amount on File |
| Deed Document Number | 20172501042 |
| Deed Book / Page | 4169 / 948 |
| Last Transfer Date | Apr 19, 2022 |
| Transfer Doc | 0049691904 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 22, 2022 |
| Property Address | 189 CEYENNE ST, PUNTA GORDA, FL 33983-5363 |
| Document Number | 0049691904 |
| Book / Page | 4969 / 1904 |
| Map Reference | MB 11 PG 2-A-Z-42 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 3091751 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 26480 DEEP CREEK BLVD, PUNTA GORDA, FL 33983-5709 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 21, 2017 |
| Property Address | 189 CEYENNE ST, PUNTA GORDA, FL 33983-5363 |
| Document Number | 0041690948 |
| Book / Page | 4169 / 0948 |
| Map Reference | MB11 PG2-A-2-Z-42 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2501042 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | HOMETOWN TITLE & CLOSING SER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1164 CLEVELAND RD, 1164, BLUE BELL, PA 19422-1808 |
| Name | Verified Name |
|---|---|
| Address | 189 CEYENNE ST, PUNTA GORDA, FL 33983-5363 |
| Document Number | 0002501043 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 2501043 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 189 Ceyenne St was $3,748, down 23% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,748.00 (-22.99%) | $248,460 Land $38,250 Building $210,210 | $248,460 Land $38,250 Building $210,210 |
| 2024 | $4,867.00 (+2.53%) | ||
| 2023 | $4,747.00 (+14.52%) | $220,780 (-7.4%) | $303,565 (+27.32%) Land $38,000 Building $265,565 |
| 2022 | $4,145.00 | $238,422 Land $27,200 Building $211,222 | $238,422 Land $27,200 Building $211,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Ceyenne St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Ceyenne St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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