Webster County property record for 189 Central Ave, Cowen, WV 26206
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1946 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $115 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 04-9-0007.0000 |
| Primary APN | 04-9-0007.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1946 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 25,700 sqft (0.589 acres) |
| Lot Dimensions | 171 ft deep x 150 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 189 CENTRAL AVE |
|---|---|
| City | COWEN |
| State | WV |
| Zip | 26206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 29 30 31 MCGUIRE ADD 150.0 X 171.35 |
| Legal Subdivision | MCGUIRE ADD |
| Legal Lot Number | 29-31 30 |
| Jurisdiction | WEBSTER WV |
| Township / Civil Division | SOUTHERN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970300 |
189 Central Ave, a single family home, is owned by an individual.
Source: Webster County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 682, COWEN, WV 26206-0682 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000257685 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 189 Central Ave was $115.
Source: Webster County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Webster County |
| Municipality | Cowen Town |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115.00 | $17,040 Land $3,720 Building $13,320 | $28,400 Land $6,200 Building $22,200 |
| 2023 | $115.00 | $17,040 Land $3,720 Building $13,320 | $28,400 Land $6,200 Building $22,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Central Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1981–2016) |
| Claims Outside the SFHA | 12 of 38 |
| Most Recent Claim | Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWEN PSD serves 3,098 people · EPA ID WV3305103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 Treatment failure not recorded as resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Oct 2017 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Citynet.
5G (outdoors only) and 4G LTE
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