189 Canham Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 189 Canham Rd, Scotts Valley, CA 95066

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,864 sqft · built 1976
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on Record
Last Sale$540,000 (Aug 1999)
Tax Bill$15,269 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN094-041-71

Property Details

APN / Parcel Number

Primary APN094-041-71
Alternative APN
  • 094-041-71-000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area3,864 sqft Living Area
Gross Area4,596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2003
Construction TypeWood
Roof MaterialWood Shingle
Lot Area43,560 sqft
TerrainSteep
Garage TypeAttached
Garage Area732 sqft
Parking Spaces3 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
Deck Area855 sqft
Patio Area855 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address189 CANHAM RD
CitySCOTTS VALLEY
StateCA
Zip95066-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1000
Census Tract120901

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address189 CANHAM RD, SCOTTS VALLEY, CA 95066-2701
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 1999 · Amount on Record
Deed SaleAug 13, 1999 · Amount on Record
Prior SaleMar 1, 1994 · Amount on Record
Deed Document Number199954608
Last Transfer DateJun 14, 2002
Transfer Doc0000053696
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address189 CANHAM RD, SCOTTS VALLEY, CA 95066-2701
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002060
DateJan 25, 2019
Instrument2019-0002060
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 16, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictScotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,333,146 (+2%) Land $564,384 Building $768,762
2025$15,269.00 (+8.11%) Homeowner's exemption$1,307,006 (+4.04%) Land $553,318 Building $753,688
2023$14,123.00 (+1.61%) Homeowner's exemption$1,256,252 Land $531,832 Building $724,420$1,402,740
2022$13,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2017–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTTS VALLEY WATER DISTRICT
serves 11,197 people · EPA ID CA4410013
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Canham Rd

Nearby Streets

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