189 Buggy Ln, Rochelle, VA 22738 Property Records

Madison County property record for 189 Buggy Ln, Rochelle, VA 22738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 2005
Lot Size	2.92 acres (127,326 sqft)
Owner	Individual Name on Record
Tax Bill	$1,728 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`64-23`

Property Details

APN / Parcel Number

Primary APN	`64-23`
Alternative APN	`7081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	127,326 sqft (2.92 acres)
Terrain	Rolling
Deck Area	36 sqft
Balcony Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7081
Street Address	189 BUGGY LN
City	ROCHELLE
State	VA
Zip	22738-3966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 180001346 2.923 AC 64-23 RT 712
Jurisdiction	MADISON VA
Township / Civil Division	LOCUST DALE
Census Block Group	2
Census Block	2056
Census Tract	930102

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	189 BUGGY LN, ROCHELLE, VA 22738-3966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit TRUST & BANK CO
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 13, 2022	Transfer on Death Deed, Transfer
Oct 12, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2018
Transfer Doc	0000001346
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	189 BUGGY LN, ROCHELLE, VA 22738-3966
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BUGGY LN, ROCHELLE, VA 22738-3966

Mortgage

Document Number	0250001126
Date	Sep 9, 2025
Instrument	250001126

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	189 BUGGY LN, ROCHELLE, VA 22738-3966
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001473
Date	Nov 30, 2023
Instrument	230001473

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	189 BUGGY LN, ROCHELLE, VA 22738-3966
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001472
Date	Nov 30, 2023
Instrument	230001472

Lender

Name	TRUST & BANK CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	189 BUGGY LN, ROCHELLE, VA 22738-3966
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000841
Date	May 31, 2022
Instrument	220000841

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON VA
Recording Date	May 13, 2022
Property Address	189 BUGGY LN, ROCHELLE, VA 22738-3966
Document Number	0220000700
Map Reference	MB 28 PG 88
Instrument Date	May 11, 2022
Instrument	220000700
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON VA
Recording Date	Oct 12, 2018
Property Address	189 BUGGY LN, ROCHELLE, VA 22738-3966
Document Number	0180001346
Instrument Date	Oct 1, 2018
Instrument	180001346
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BUGGY LN, ROCHELLE, VA 22738-3966

Mortgage

Document Number	0180001347
Date	Oct 12, 2018
Instrument	180001347

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,728.00 (+11.63%)	$326,100 (+55.88%) Land $76,200 Building $249,900	$326,100 (+55.88%) Land $76,200 Building $249,900
2023	$1,548.00	$209,200 Land $64,500 Building $144,700	$209,200 Land $64,500 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Virginia Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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