189 Branch Rd, Cochranton, PA 16314 Property Records

Mercer County property record for 189 Branch Rd, Cochranton, PA 16314

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1900
Lot Size	23.7 acres (1,032,372 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jan 2011)
Tax Bill	$672 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07 024 034`

Property Details

APN / Parcel Number

Primary APN	`07 024 034`

Interior

Stories	2 Stories
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	1,032,372 sqft (23.7 acres)

Location & Zoning

Street Address	189 BRANCH RD
City	COCHRANTON
State	PA
Zip	16314-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HS BR 2SH 2ADDN
Jurisdiction	MERCER PA
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3047
Census Tract	31800

Owner

Source: Mercer County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 BRANCH RD, COCHRANTON, PA 16314-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCER COUNTY STATE BANK
Nov 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage MERCER COUNTY STATE BANK
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit MERCER COUNTY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2011 · Amount on Record
Deed Sale	Jan 7, 2011 · Amount on Record
Deed Document Number	2011259
Deed Book / Page	722 / 173
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Recording Date	Jul 31, 2026
Property Address	189 BRANCH RD, COCHRANTON, PA 16314-2903
Document Number	0000006362
Instrument Date	Jul 29, 2026
Instrument	20266362
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BRANCH RD, COCHRANTON, PA 16314-2903

Mortgage

Document Number	0000006362,
Date	Jul 31, 2026
Instrument	20266362

Lender

Name	MERCER COUNTY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Property Address	189 BRANCH RD, COCHRANTON, PA 16314-2903
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BRANCH RD, COCHRANTON, PA 16314-2903

Mortgage

Document Number	202300008747
Date	Nov 7, 2023
Instrument	2023-00008747

Lender

Name	MERCER COUNTY STATE BANK
Type	Bank
Address	SANDY LAKE, PA 16145

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2038

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Property Address	189 BRANCH RD, COCHRANTON, PA 16314-2903
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BRANCH RD, COCHRANTON, PA 16314-2903

Mortgage

Document Number	202200006123
Date	Jun 28, 2022
Instrument	2022-00006123

Lender

Name	MERCER COUNTY STATE BANK
Type	Bank
Address	SANDY LAKE, PA 16145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Mercer County
County Subdivision	Deer Creek Township
Unified School District	Commodore Perry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$672.00 (+24.91%)	$15,500 (+17.87%) Land $3,150 Building $12,350
2024		$13,150 (-) Land $3,150 Building $10,000
2023	$538.00	$13,150 Land $3,150 Building $10,000
1974			$15,500 Land $3,150 Building $12,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Branch Rd

Nearby Streets

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