189 Bonner St, Sandpoint, ID 83864 Property Records

Bonner County property record for 189 Bonner St, Sandpoint, ID 83864

Property Summary

Property Type	Mobile Home
Details	1,026 sqft · built 2008
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,802 (Oct 2025)
Tax Bill	$965 (2026)
Deeds & Mortgages	Oct 2017 Second Mortgage Aug 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`RP001130010180A`

Property Details

APN / Parcel Number

Primary APN	`RP001130010180A`

Interior

Building Area	1,026 sqft Finished Area
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	189 BONNER ST
City	SANDPOINT
State	ID
Zip	83864-5082
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-5
Legal Description	9-59N-1W ELMIRA LOT 18 2008 FLEETWOOD 38 X 27 RP
Legal Range	01W
Legal Township	59N
Legal Section	09
Legal Subdivision	ELMIRA
Legal Lot Number	18
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2030
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UMPQUA BANK
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 5, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Oct 7, 2025	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
May 5, 2025	Warranty Deed, Foreclosure UNKNOWN, AMERITITLE RELEASE SOLUTIONS
Jan 16, 2025	Foreclosure AMERITITLE
Dec 27, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Sep 26, 2017	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK
Sep 26, 2017	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	May 5, 2025
Deed Document Number	20251053072
Prior Transfer Date	Jan 13, 2025
Prior Transfer Doc	0001042701
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000912831
Date	Oct 11, 2017
Instrument	912831

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 2, 2027

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000989531
Date	Aug 16, 2021
Instrument	989531

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BONNER ST, SANDPOINT, ID 83864-5082

Mortgage

Document Number	0001026116
Date	Oct 5, 2023
Instrument	1026116

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Jan 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Oct 7, 2025
Property Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Document Number	0001053072
Map Reference	MB 1 PG 109
Instrument Date	Oct 3, 2025
Instrument	1053072
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	TITLEONE A TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BONNER ST, SANDPOINT, ID 83864-5082

Mortgage

Document Number	0001053073
Date	Oct 7, 2025
Instrument	1053073

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0001053074
Date	Oct 7, 2025
Instrument	1053074

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

May 2025: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 5, 2025
Property Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Document Number	0001046512
Map Reference	MB 1 PG 109
Instrument Date	Jan 21, 2025
Instrument	1046512
Transaction Type	Foreclosure
Record Updated	Oct 24, 2025
Title Company	UNKNOWN, AMERITITLE RELEASE SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Investor	Possibly a Property Investor

January 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	BONNER ID
Recording Date	Jan 16, 2025
Property Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Document Number	0001042701
Map Reference	MB 1 PG 109
Instrument Date	Jan 13, 2025
Instrument	1042701
Transaction Type	Foreclosure
Record Updated	Oct 24, 2025
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 W MYRTLE ST, BOISE, ID 83702-7675
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Dec 27, 2021
Property Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Document Number	0000998004
Map Reference	MB 1 PG 109
Instrument Date	Dec 15, 2021
Instrument	998004
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	189 BONNER ST, SANDPOINT, ID 83864-5082

Mortgage

Document Number	0000998005
Date	Dec 27, 2021
Instrument	998005

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000998006
Date	Dec 27, 2021
Instrument	998006

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 26, 2017
Property Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Document Number	911951
Map Reference	MB1 PG109
Instrument Date	Sep 25, 2017
Instrument	911951
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BONNER ST, SANDPOINT, ID 83864-5082

Mortgage

Document Number	911952
Date	Sep 26, 2017
Instrument	911952

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Mortgage

Document Number	911955
Date	Sep 26, 2017
Instrument	911955

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 2, 2027

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 26, 2017
Property Address	189 BONNER ST, SANDPOINT, ID 83864-5082
Document Number	0000911951
Map Reference	MB1 PG109
Instrument Date	Sep 25, 2017
Instrument	911951
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BONNER ST, SANDPOINT, ID 83864-5082

Mortgage

Document Number	0000911952
Date	Sep 26, 2017
Instrument	911952

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Mortgage

Document Number	0000911955
Date	Sep 26, 2017
Instrument	911955

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 2, 2027

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$965.00 Homeowner's exemption	$258,556 (+32.05%) Land $114,846 Building $143,710	$258,556 (+32.05%) Land $114,846 Building $143,710
2025	$965.00 (-13.99%)	$195,804 (-12.87%) Land $92,092 Building $103,712	$195,804 (-12.87%) Land $92,092 Building $103,712
2023	$1,122.00	$224,719 Land $92,092 Building $132,627	$224,719 Land $92,092 Building $132,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Internet Northwest Fixed Wireless	400 / 100
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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