Branch County property record for 189 Bluegill Ln, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,590 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Apr 2026) |
| Tax Bill | $3,557 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 070-019-200-005-07 |
| Primary APN | 070-019-200-005-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,590 sqft Building Perimeter |
| 1st Floor Area | 1,481 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 57 ft deep x 120 ft wide |
| Garage Area | 696 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 189 BLUEGILL LN |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | COM N 8DEG E 8 FT FR NE COR LOT 5 MESSENGER LAKE PLAT TH S 77DEG 9MIN E 52.5 FT TO LK SHR TH N 16DEG 9MIN E 111.95 FT TH |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 19 |
| Legal Subdivision | MESSENGER LAKE HEIGHTS |
| Legal Lot Number | 5 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2060 SOMERGLEN DR, NEW LENOX, IL 60451-9786 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage P N C BANK NA |
| Jul 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2008 · Amount on Record |
| Deed Document Number | 20262415 |
| Prior Transfer Date | Jul 14, 2022 |
| Prior Transfer Doc | 0202205095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 189 BLUEGILL LN, COLDWATER, MI 49036-8438 |
| Document Number | 0202602415 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20262415 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | DEVON, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477,730.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2060 SOMERGLEN DR, NEW LENOX, IL 60451-9786 |
| Document Number | 0000002416, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20262416 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 189 BLUEGILL LN, COLDWATER, MI 49036-8438 |
| Document Number | 0000002415 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.2415 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477,730.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2060 SOMERGLEN DR, NEW LENOX, IL 60451-9786 |
| Document Number | 0000002416, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026..2416 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 22, 2022 |
| Property Address | 189 BLUEGILL LN, COLDWATER, MI 49036-8438 |
| Document Number | 0202205095 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022-05095 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 BLUEGILL LN, COLDWATER, MI 49036-8438 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,000 (+2.82%) | $430,000 (+2.82%) | |
| 2025 | $3,557.00 (+2.54%) | $209,100 | $418,200 |
| 2024 | $3,469.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 927.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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