189 Beech St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 189 Beech St, Belmont, MA 02478

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,779 sqft · built 1919
Lot Size	0.091 acres (3,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,242 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BELM M:26 P:000161 S:U:2`

Property Details

APN / Parcel Number

Primary APN	`BELM M:26 P:000161 S:U:2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,779 sqft Living Area
1st Floor Area	1,125 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	3,984 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	189 BEECH ST
City	BELMONT
State	MA
Zip	02478-1938
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	4
Census Block	4006
Census Tract	357700

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 BEECH ST, BELMONT, MA 02478-1938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit EASTERN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	189 BEECH ST, BELMONT, MA 02478-1938
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1865869
Date	Jan 5, 2021
Instrument	1865869

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	189 BEECH ST, BELMONT, MA 02478-1938
Document Number	0001847627
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BEECH ST BELMONT MA 024781938, BELMONT, MA 02478-1938

Mortgage

Document Number	0001847627
Date	Jul 22, 2020
Instrument	1847627

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,242.00 (+11.29%)	$548,000 (+9.82%) Building $548,000	$576,555 (-34.89%)
2024			$885,495
2023	$5,609.00	$499,000 Building $499,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beech St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures