189 Becker Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 189 Becker Dr, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1950
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Oct 1997)
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 57.-3-20.11`

Property Details

APN / Parcel Number

Primary APN	`422800 57.-3-20.11`
Alternative APN	`280005700000030200110000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	796 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	348 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	104 sqft
Patio Area	1,392 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	189 BECKER DR
City	SCHENECTADY
State	NY
Zip	12306-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Block	3
Legal Lot Number	20.011
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1009
Census Tract	32601

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 57.-3-20.11

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	207 BECKER DR, SCHENECTADY, NY 12306-5802
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 1997 · Amount on Record
Deed Sale	Oct 08, 1997 · Amount on Record
Deed Book / Page	1525 / 47
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	189 BECKER DR, SCHENECTADY, NY 12306-5801
Document Number	0000011806
Instrument Date	Mar 07, 2018
Transaction Type	Mortgage
Record Updated	Apr 05, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 BECKER DR SCHENECTADY NY 123065802, SCHENECTADY, NY 12306-5802

Mortgage

Document Number	0000011806
Date	Mar 20, 2018
Book Page	004825/000506
Instrument	11806

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,532.00	$163,100 (-) Land $58,500 Building $104,600	$250,900 (+16.92%) Land $89,992 Building $160,908
2023		$163,100 Land $58,500 Building $104,600	$214,600 Land $76,972 Building $137,628

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1999–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 41 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROTTERDAM WD #5 serves 28,000 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.