189 Beacon Dr, Belvidere, IL 61008 Property Records

Boone County property record for 189 Beacon Dr, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 2018)
Tax Bill	$5,510 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-428-008`

Property Details

APN / Parcel Number

Primary APN	`05-25-428-008`
Alternative APN	`05-05-25-428-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	2,576 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Game Room	Game Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 76 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-25-428-008
Street Address	189 BEACON DR
City	BELVIDERE
State	IL
Zip	61008-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-44-3 LOT 4 BLK 1 BIESTERS 4TH SUB 189 BEACON DR
Legal Subdivision	BIESTERS 4TH SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	1
Census Block	1006
Census Tract	10200

Owner

189 Beacon Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Boone County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	189 BEACON DR, BELVIDERE, IL 61008-4002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST MORTGAGE SOLUTIONS LLC
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit HUD
Apr 26, 2021	Quit Claim Deed, Transfer Quitclaim
May 24, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on File
Deed Sale	May 24, 2018 · Amount on File
Prior Sale	May 1, 2001 · Amount on File
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	189 BEACON DR, BELVIDERE, IL 61008-4002
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04895
Date	Jul 6, 2021
Instrument	2021R04895

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	189 BEACON DR, BELVIDERE, IL 61008-4002
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R00091
Date	Jan 6, 2023
Instrument	2023R00091

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	348 Months
Due	May 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE IL
Recording Date	Apr 26, 2021
Property Address	189 BEACON DR, BELVIDERE, IL 61008-4002
Document Number	2021R03151
Map Reference	MB 4 PG 38
Instrument Date	Apr 14, 2021
Instrument	2021R03151
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	189 BEACON DR, BELVIDERE, IL 61008-4002

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	May 24, 2018
Property Address	189 BEACON DR, BELVIDERE, IL 61008-4002
Document Number	2018R02483
Map Reference	PB 4 PG 38
Instrument Date	May 23, 2018
Instrument	2018R02483
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	189 BEACON DR, BELVIDERE, IL 61008-4002

Mortgage

Document Number	2018R02484
Date	May 24, 2018
Instrument	2018R02484

Lender

Name	AMERICAN PORTFOLIO MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 189 Beacon Dr was $5,510 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,510.00 Homeowner's exemption	$75,185 (+5.72%) Land $4,205 Building $70,980	$225,555 (+5.72%) Land $12,615 Building $212,940
2024		$71,116 Land $4,205 Building $66,911	$213,348 Land $12,615 Building $200,733
2022	$5,371.00	$58,507 Land $6,448 Building $52,059	$175,521 Land $19,344 Building $156,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 189 Beacon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Beacon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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