189 Baker Ct, Mount Eden, KY 40046 Property Records

Spencer County property record for 189 Baker Ct, Mount Eden, KY 40046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Dec 2019)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-30-38`

Property Details

APN / Parcel Number

Primary APN	`46-30-38`
Alternative APNs	`291691` `29169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,354 sqft Finished Area
Basement Area	744 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Garage Area	610 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Location & Zoning

Account Number	291691
Street Address	189 BAKER CT
City	MOUNT EDEN
State	KY
Zip	40046-7095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDEN RIDGE/LOT 38/1.87 AC
Legal Subdivision	EDEN RIDGE
Legal Lot Number	38
Jurisdiction	SPENCER KY
Township / Civil Division	TAYLORSVILLE
Census Block Group	2
Census Block	2012
Census Tract	80200

Owner

189 Baker Ct is owned and occupied by two individuals who acquired it in June 2024.

Source: Spencer County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	189 BAKER CT, MOUNT EDEN, KY 40046-7095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK AND TRUST COMPANY
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage REPUBLIC BANK & TRUST CO
Dec 30, 2019	Warranty Deed, Transfer · VA Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Deed Document Number	2019214900
Deed Book / Page	301 / 53
Last Transfer Date	Jun 20, 2024
Transfer Doc	0000237694
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Recording Date	Jun 22, 2026
Property Address	189 BAKER CT, MOUNT EDEN, KY 40046-7095
Document Number	0000247542
Book / Page	651 / 70
Instrument Date	Apr 24, 2026
Instrument	2026247542
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BAKER CT, MOUNT EDEN, KY 40046-7095

Mortgage

Document Number	0000247542,
Date	Jun 22, 2026
Book Page	651/70
Instrument	2026247542

Lender

Name	REPUBLIC BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	189 BAKER CT, MOUNT EDEN, KY 40046-7095
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREIBERT & MATTINGLY TTL GRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	548/584
Date	Dec 15, 2020
Book Page	548/584
Instrument	220673

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER KY
Recording Date	Dec 30, 2019
Property Address	189 BAKER CT, MOUNT EDEN, KY 40046-7095
Document Number	301/053
Book / Page	301 / 053
Map Reference	CAB 3 SL 301
Instrument Date	Dec 20, 2019
Instrument	214900
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TTL GRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 BAKER CT, 189, MOUNT EDEN, KY 40046-7095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BAKER CT, MOUNT EDEN, KY 40046-7095

Mortgage

Document Number	214901
Date	Dec 30, 2019
Instrument	214901

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 189 Baker Ct was $1,095 with a homeowner's exemption.

Source: Spencer County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Spencer County
Unified School District	Spencer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,095.00 Homeowner's exemption	$162,000 Land $20,000 Building $142,000	$162,000
2023	$1,590.00	$162,000 Land $20,000 Building $142,000	$162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Baker Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Baker Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE WATER WORKS serves 22,286 people · EPA ID KY1080425
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	250 / 50

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Baker Ct

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