189 Ashland Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 189 Ashland Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,541 sqft · built 1951
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on File
Last Sale	$659,000 (Jun 2021)
Tax Bill	$11,155 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04703-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`18-04703-0000-00017`
Alternative APNs	`1800095F00008` `180470300017`

Interior

Stories	2 Stories
Building Area	1,541 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	8,538 sqft (0.196 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800095F00008
Street Address	189 ASHLAND RD
City	SUMMIT
State	NJ
Zip	07901-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4703
Legal Lot Number	17
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1017
Census Tract	37900

Owner

189 Ashland Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	189 ASHLAND RD, SUMMIT, NJ 07901-3240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage LOANDEPOT.COM LLC
Jun 21, 2021	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Jul 18, 2013 · Amount on File
Deed Document Number	20216061
Deed Book / Page	6418 / 2040
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	189 ASHLAND RD, SUMMIT, NJ 07901-3240
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 ASHLAND RD, SUMMIT, NJ 07901-3240

Mortgage

Document Number	0157762443
Date	Mar 23, 2026
Book Page	15776/2443
Instrument	90515

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	304 Months
Due	Jul 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 21, 2021
Property Address	189 ASHLAND RD, SUMMIT, NJ 07901-3240
Document Number	0064182040
Book / Page	6418 / 2040
Instrument Date	Jun 11, 2021
Instrument	6061
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,810.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3406 NATALIE DR S, JACKSONVILLE, FL 32218-6532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 ASHLAND RD, SUMMIT, NJ 07901-3240

Mortgage

Document Number	0000014887
Date	Jun 21, 2021
Instrument	14887

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 189 Ashland Rd was $11,155, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,500 (-) Land $170,600 Building $78,900	$249,500 (-) Land $170,600 Building $78,900
2025	$11,155.00 (+2.64%)	$249,500 Land $170,600 Building $78,900	$249,500 Land $170,600 Building $78,900
2024	$10,868.00
2023		$249,500 Land $170,600 Building $78,900	$249,500 Land $170,600 Building $78,900
2022	$10,686.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 189 Ashland Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Ashland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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