189 Arrow Head Bluff Dr, Silverthorne, CO 80498 Property Records

Summit County property record for 189 Arrow Head Bluff Dr, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 4,677 sqft · built 1996
Lot Size	40.2 acres (1,754,161 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,800,000 (Sep 2026)
Tax Bill	$8,809 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`1845-2730-01-003`

Property Details

APN / Parcel Number

Primary APN	`1845-2730-01-003`
Alternative APN	`1406065`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	4,677 sqft Living Area
Gross Area	5,997 sqft
1st Floor Area	2,209 sqft
Basement Area	2,033 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,754,161 sqft (40.2 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	1,320 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	189 ARROW HEAD BLUFF DR
City	SILVERTHORNE
State	CO
Zip	80498-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	TRACT 3 ACORN CREEK RANCH ESTATES SUB
Legal Subdivision	ACORN CREEK RANCH ESTATES SUB
Legal Tract	3
Legal Lot Number	3
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1055
Census Tract	103

Owner

Source: Summit County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2749, SILVERTHORNE, CO 80498-2749
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ADVANCIAL FEDERAL CREDIT UNION
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 2, 2018	Warranty Deed, Transfer · Commercial Mortgage FLATIRONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	20261381170
Prior Transfer Date	Apr 18, 2008
Prior Transfer Doc	0000886307
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Sep 2, 2026
Property Address	189 ARROW HEAD BLUFF DR, SILVERTHORNE, CO 80498-8502
Document Number	0001381170
Instrument Date	Aug 28, 2026
Instrument	20261381170
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,280.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001381170,
Date	Sep 2, 2026
Instrument	20261381170

Lender

Name	ADVANCIAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	189 ARROW HEAD BLUFF DR, SILVERTHORNE, CO 80498-8502
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1254939
Date	Apr 7, 2021
Instrument	1254939

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Feb 2, 2018
Property Address	189 ARROW HEAD BLUFF DR, SILVERTHORNE, CO 80498-8502
Document Number	0001162453
Map Reference	DOC191730
Instrument Date	Jan 31, 2018
Instrument	1162453
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 8947, BRECKENRIDGE, CO 80424-9029

Mortgage

Document Number	0001162454
Date	Feb 2, 2018
Instrument	1162454

Lender

Name	FLATIRONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,809.00 (+36.47%)	$155,917 (+36.23%)	$2,292,900 (+34.23%) Land $744,900 Building $1,548,000
2024	$6,455.00 (-7.64%)	$114,449 (-)
2023	$6,989.00 (+26.02%)	$114,449 (+32.44%)	$1,708,200 (+37.38%) Land $470,300 Building $1,237,900
2022	$5,546.00	$86,416	$1,243,400 Land $415,200 Building $828,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Arbor Mesh Internet Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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