189 Adams Dr, Commerce, GA 30530 Property Records

Jackson County property record for 189 Adams Dr, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,560 sqft · built 2007
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Feb 2021)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`001A 008A`

Property Details

APN / Parcel Number

Primary APN	`001A 008A`
Alternative APN	`31138`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,560 sqft Heated Area
1st Floor Area	1,754 sqft
Basement Area	1,255 sqft
Finished Basement	506 sqft
Unfinished Basement	749 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Mixed
Garage Area	952 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	45 sqft
Deck Area	721 sqft
Patio Area	721 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31138
Street Address	189 ADAMS DR
City	COMMERCE
State	GA
Zip	30530-4172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	LOT 8 BLK A SANDY CREEK GOLF COURSE S/D
Legal Subdivision	SANDY CREEK GOLF COURSE S/D
Legal Block	A
Legal Lot Number	8
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3002
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 ADAMS DR, COMMERCE, GA 30530-4172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Feb 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	2021975
Deed Book / Page	94M / 673
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 23, 2021
Property Address	189 ADAMS DR, COMMERCE, GA 30530-4172
Document Number	00094M0673
Book / Page	94M / 673
Instrument Date	Feb 23, 2021
Instrument	2021-000975
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 ADAMS DR, COMMERCE, GA 30530-4172

Mortgage

Document Number	00094M0000000675
Date	Mar 3, 2021
Book Page	000000094M/0000000675

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 23, 2021
Property Address	189 ADAMS DR, COMMERCE, GA 30530-4172
Document Number	00094M0697
Book / Page	94M / 697
Instrument Date	Feb 23, 2021
Instrument	2021-000977
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 ADAMS DR, COMMERCE, GA 30530-4172

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,120 (-) Land $36,000 Building $169,120	$512,800 (-) Land $90,000 Building $422,800
2025	$5,186.00 (-1.07%)	$205,120 (-) Land $36,000 Building $169,120	$512,800 (-) Land $90,000 Building $422,800
2024	$5,242.00 (+15.85%)	$205,120 (+17.24%) Land $36,000 Building $169,120	$512,800 (+17.24%) Land $90,000 Building $422,800
2023	$4,525.00 (+5.9%)	$174,960 (+19.64%) Land $24,000 Building $150,960	$437,400 (+19.64%) Land $60,000 Building $377,400
2022	$4,273.00	$146,240 Land $24,000 Building $122,240	$365,600 Land $60,000 Building $305,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Windstream DSL · Fiber, Cable in parts of the area	200 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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