189 5th St, Verplanck, NY 10596 Property Records

Westchester County and Cortlandt Town property record for 189 5th St, Verplanck, NY 10596 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.051 acres (2,262 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2020)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552289 54.5-1-16`

Property Details

APN / Parcel Number

Primary APN	`552289 54.5-1-16`
Alternative APNs	`5522890540050001016000` `9.02K-001-0`

Exterior

Lot Area	2,262 sqft (0.051 acres)
Lot Dimensions	95 ft deep x 25 ft wide

Location & Zoning

Account Number	9.02K-001-0
Street Address	189 5TH ST
City	VERPLANCK
State	NY
Zip	10596-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.02K-001-009
Legal Subdivision	MAP VERPLANCK
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	CORTLANDT
Census Block Group	3
Census Block	3004
Census Tract	14604

Owner

Source: Westchester County and Cortlandt Town records · APN 552289 54.5-1-16

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	189 5TH ST, VERPLANCK, NY 10596-7737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Sep 22, 1994 · Amount on Record
Deed Document Number	2020601953441
Record Updated	Jun 08, 2026

August 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 13, 2020
Property Address	189 5TH ST, VERPLANCK, NY 10596-7737
Document Number	0601953441
Map Reference	MAP 1976
Instrument Date	Aug 06, 2020
Instrument	601953441
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	RJF TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 COTTAGE AVE, 10, NEWBURGH, NY 12550-3326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DELANCY AVE # 3, 3, PEEKSKILL, NY 10566-1993

Mortgage

Document Number	0602233357
Date	Aug 13, 2020
Instrument	602233357

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2050

Tax Assessment & Valuation

Source: Westchester County and Cortlandt Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Cortlandt Town
Unified School District	Hendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$2,300 (-) Land $100 Building $2,200	$190,082 (-2.48%) Land $8,264 Building $181,818
2024	$2,300 (-) Land $100 Building $2,200	$194,916 (+3.39%) Land $8,475 Building $186,441
2023	$2,300 Land $100 Building $2,200	$188,525 Land $8,197 Building $180,328

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190146043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	9 (1989–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy
Flood Events	Hurricane Sandy (Oct 2012), 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.