189 3rd St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 189 3rd St, Cambridge, MA 02141

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 1.5 ba · 3,774 sqft · built 1900
Lot Size	0.051 acres (2,206 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,160 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-13`

Property Details

APN / Parcel Number

Primary APN	`17-13`
Alternative APN	`CAMB M:00017 L:00013`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	6 Units
Stories	3 Stories
Building Area	3,774 sqft Living Area
Gross Area	5,032 sqft
1st Floor Area	1,258 sqft
Basement Area	1,258 sqft
Unfinished Basement	1,258 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	2,206 sqft (0.051 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	189 3RD ST
City	CAMBRIDGE
State	MA
Zip	02141-2138
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C-1
Legal Lot Number	13
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1012
Census Tract	352300

Owner

Source: Middlesex County and Cambridge City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 3RD ST, CAMBRIDGE, MA 02141-2138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage CHIH YU MENG REVOCABL
Jun 27, 2025	Deed of Trust, Mortgage · Commercial Mortgage HINGHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	189 3RD ST, CAMBRIDGE, MA 02141-2138
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085227-282
Date	Feb 13, 2026
Book Page	85227/282
Instrument	16290

Lender

Name	CHIH YU MENG REVOCABL

Agreement

Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	189 3RD ST, CAMBRIDGE, MA 02141
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084287-385
Date	Jun 27, 2025
Book Page	84287/385
Instrument	74165

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,160.00 (+6.68%)	$1,914,900 (-0.55%) Land $1,209,600 Building $705,300
2024	$11,399.00 (+2.01%)	$1,925,500 (+0.98%) Land $1,236,600 Building $688,900
2023	$11,174.00	$1,906,800 Land $1,236,600 Building $670,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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