Passaic County and Paterson City property record for 189 20th Ave, #191, Paterson, NJ 07501
| Property Type | Single Family Home |
|---|---|
| Details | 2,100 sqft · built 1700 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on Record |
| Last Sale | $398,000 (Dec 2018) |
| Tax Bill | $15,359 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06314-0000-00017 |
| Primary APN | 08-06314-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,100 sqft Living Area |
| Year Built | Built 1700 |
|---|---|
| Effective Year Built | Effective 1700 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 08J1157000000016 |
|---|---|
| Street Address | 189 20TH AVE, 191 |
| City | PATERSON |
| State | NJ |
| Zip | 07501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 6314 |
| Legal Lot Number | 17 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PATERSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 182800 |
Source: Passaic County and Paterson City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 193 20TH AVE, PATERSON, NJ 07501-3524 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 19, 2018 | Deed, Transfer · Second Mortgage (Down Payment) FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on Record |
| Deed Sale | Dec 19, 2018 · Amount on Record |
| Prior Sale | Mar 5, 2002 · Amount on Record |
| Deed Document Number | 201857334 |
| Deed Book / Page | 3476 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 189-191 20TH AVE, PATERSON, NJ 07501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000071213 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | M17589/248 |
| Instrument | 2021071213 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 189-191 20TH AVE, PATERSON, NJ 07501 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000030443 |
|---|---|
| Date | May 4, 2021 |
| Book Page | M17084/220 |
| Instrument | 2021030443 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 189-191 20TH AVE, PATERSON, NJ 07501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049310 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | M15795/0226 |
| Instrument | 2019049310 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 19, 2018 |
| Property Address | 189-191 20TH AVE, PATERSON, NJ 07501 |
| Document Number | 0000057334 |
| Book / Page | D3476 / 0114 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 2018057334 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $398.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 193 20TH AVE, 193, PATERSON, NJ 07501-3524 |
| Name | Verified Name |
|---|---|
| Address | 193 20TH AVE, PATERSON, NJ 07501-3524 |
| Investor | Possibly a Property Investor |
| Document Number | 0000057335 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | M15334/0186 |
| Instrument | 2018057335 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Passaic County and Paterson City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Paterson City |
| Unified School District | Paterson City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $574,700 (+99.62%) Land $135,000 Building $439,700 | $574,700 (+99.62%) Land $135,000 Building $439,700 | |
| 2025 | $15,359.00 (-2.1%) | $287,900 (-6.5%) Land $33,800 Building $254,100 | $287,900 (-6.5%) Land $33,800 Building $254,100 |
| 2024 | $15,688.00 (+9.77%) | ||
| 2023 | $307,900 Land $33,800 Building $274,100 | $307,900 Land $33,800 Building $274,100 | |
| 2022 | $14,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1999–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: Andrena, AT&T, T-Mobile.
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