189 20th Ave, #191, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 189 20th Ave, #191, Paterson, NJ 07501

Property Summary

Property TypeSingle Family Home
Details2,100 sqft · built 1700
Lot Size0.115 acres (5,001 sqft)
OwnerCompany Name on Record
Last Sale$398,000 (Dec 2018)
Tax Bill$15,359 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-06314-0000-00017

Property Details

APN / Parcel Number

Primary APN08-06314-0000-00017
Alternative APN
  • 08J1157000000016

Interior

Stories2 Stories
Building Area2,100 sqft Living Area

Exterior

Year BuiltBuilt 1700
Effective Year BuiltEffective 1700
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number08J1157000000016
Street Address189 20TH AVE, 191
CityPATERSON
StateNJ
Zip07501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block6314
Legal Lot Number17
JurisdictionPASSAIC NJ
Township / Civil DivisionPATERSON
Census Block Group1
Census Block1005
Census Tract182800

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address193 20TH AVE, PATERSON, NJ 07501-3524
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 4, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 28, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 19, 2018Deed, Transfer · Second Mortgage (Down Payment)
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2018 · Amount on Record
Deed SaleDec 19, 2018 · Amount on Record
Prior SaleMar 5, 2002 · Amount on Record
Deed Document Number201857334
Deed Book / Page3476 / 114
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address189-191 20TH AVE, PATERSON, NJ 07501
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071213
DateNov 15, 2021
Book PageM17589/248
Instrument2021071213
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address189-191 20TH AVE, PATERSON, NJ 07501
Transaction TypeMortgage
Record UpdatedJun 3, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030443
DateMay 4, 2021
Book PageM17084/220
Instrument2021030443
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueDec 1, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address189-191 20TH AVE, PATERSON, NJ 07501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049310
DateOct 28, 2019
Book PageM15795/0226
Instrument2019049310
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateDec 19, 2018
Property Address189-191 20TH AVE, PATERSON, NJ 07501
Document Number0000057334
Book / PageD3476 / 0114
Instrument DateDec 3, 2018
Instrument2018057334
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyOLD REPUBLIC NATL TITLE INS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$398.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address193 20TH AVE, 193, PATERSON, NJ 07501-3524

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 20TH AVE, PATERSON, NJ 07501-3524
InvestorPossibly a Property Investor

Mortgage

Document Number0000057335
DateDec 19, 2018
Book PageM15334/0186
Instrument2018057335
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPaterson City
Unified School DistrictPaterson City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$574,700 (+99.62%) Land $135,000 Building $439,700$574,700 (+99.62%) Land $135,000 Building $439,700
2025$15,359.00 (-2.1%)$287,900 (-6.5%) Land $33,800 Building $254,100$287,900 (-6.5%) Land $33,800 Building $254,100
2024$15,688.00 (+9.77%)
2023$307,900 Land $33,800 Building $274,100$307,900 Land $33,800 Building $274,100
2022$14,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1999–2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile.

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