18898 Earl Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 18898 Earl Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,148 sqft · built 2006
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$328,500 (Sep 2024)
Tax Bill	$4,050 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-527-0140`

Property Details

APN / Parcel Number

Primary APN	`65-527-0140`
Alternative APNs	`65-00527-0140` `30647`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	914 sqft
Finished Basement	914 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	700 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	312 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18898 EARL RD
City	BIG LAKE
State	MN
Zip	55309-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 1
Legal Range	27W
Legal Township	33N
Legal Section	07
Legal Subdivision	MITCH K FARMS FIRST ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1009
Census Tract	30406

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18898 EARL RD, BIG LAKE, MN 55309-4666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Affidavit of Death, Transfer
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	2024974599
Prior Transfer Date	May 31, 2006
Prior Transfer Doc	0000072719
Record Updated	Jun 8, 2026

April 2022: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SHERBURNE MN
Recording Date	Apr 22, 2022
Property Address	18898 EARL RD, BIG LAKE, MN 55309-4666
Document Number	0000941400
Instrument Date	Apr 21, 2022
Instrument	941400
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18898 EARL RD, BIG LAKE, MN 55309-4666

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 3, 2019
Property Address	18898 EARL RD, BIG LAKE, MN 55309-4666
Document Number	0000874500
Instrument Date	Jul 2, 2019
Instrument	874500
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CUSTOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18898 EARL RD, BIG LAKE, MN 55309-4666

Mortgage

Document Number	0000874501
Date	Jul 3, 2019
Instrument	874501

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,050.00 (+4.06%)	$332,000 (+1.72%) Land $87,400 Building $244,600	$332,000 (+1.72%) Land $87,400 Building $244,600
2023	$3,892.00	$326,400 Land $91,500 Building $234,900
2021			$326,400 Land $91,500 Building $234,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: Midco, Verizon.

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