18892 Alfaro Loop, Spring Hill, FL 34610 Property Records

Pasco County property record for 18892 Alfaro Loop, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 2020
Lot Size	0.235 acres (10,238 sqft)
Owner	2 Trust Names on File
Last Sale	$214,300 (Feb 2020)
Tax Bill	$5,615 (2025)
Deeds & Mortgages	Sep 2026 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-18-0070-00100-0220`

Property Details

APN / Parcel Number

Primary APN	`04-25-18-0070-00100-0220`
Alternative APNs	`1825040070001000220` `4178649`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	1,420 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,238 sqft (0.235 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	639 sqft
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	18892 ALFARO LOOP
City	SPRING HILL
State	FL
Zip	34610-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	TALAVERA PHASE 1B-2 PB 78 PG 064 BLOCK 1 LOT 22
Legal Subdivision	TALAVERA
Legal Tract	70
Legal Block	1
Legal Lot Number	22
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1077
Census Tract	31901

Owner

18892 Alfaro Loop is held in a trust since July 2026.

Source: Pasco County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18892 ALFARO LOOP, SPRING HILL, FL 34610-6414
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 28, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202035471
Deed Book / Page	10061 / 1661
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000176912
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Sep 21, 2026
Property Address	18892 ALFARO LOOP, SPRING HILL, FL 34610-6414
Document Number	0000176912
Book / Page	11497 / 389
Instrument Date	Jul 24, 2026
Instrument	2026176912
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18892 ALFARO LOOP, SPRING HILL, FL 34610-6414

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Feb 28, 2020
Property Address	18892 ALFARO LOOP, SPRING HILL, FL 34610-6414
Document Number	0100611661
Book / Page	010061 / 001661
Instrument Date	Feb 28, 2020
Instrument	35471
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2020
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18892 ALFARO LOOP SPRING HILL FL 346106414, SPRING HILL, FL 34610-6414

Mortgage

Document Number	100611663
Date	Feb 28, 2020
Book Page	010061/001663
Instrument	35472

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18892 Alfaro Loop was $5,615.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,780 (+2.7%)	$275,413 (-0.56%) Land $79,533 Building $195,880
2025	$5,615.00	$198,430 Land $79,533 Building $118,897	$276,953 Land $79,533 Building $197,420
2023	$5,420.00 (+6.11%) Additional exemption filed	$187,230 (+3%) Land $57,258 Building $129,972	$258,940 (+18.03%) Land $57,258 Building $201,682
2022	$5,108.00 Homeowner's exemption	$181,780 Land $47,958 Building $133,822	$219,386 Land $47,958 Building $171,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18892 Alfaro Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18892 Alfaro Loop is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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