Allen County property record for 1889 W Spring St, Lima, OH 45805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,506 sqft · built 1949 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Aug 2018) |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3507-13-020.000 |
| Primary APN | 36-3507-13-020.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 2,286 sqft |
| 1st Floor Area | 1,132 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Basement Area | 780 sqft |
| Family Room | Family Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,449 sqft (0.171 acres) |
| Lot Dimensions | 149 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 160 sqft |
| Patio Area | 440 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1889 W SPRING ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT NO 2 WESTWOOD LOT 15444 FF 50.25 |
| Legal Subdivision | WESTWOOD |
| Legal Lot Number | 15444 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 13100 |
Source: Allen County records · APN 36-3507-13-020.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1889 W SPRING ST, LIMA, OH 45805-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO |
| Sep 18, 2020 | Deed of Trust, Mortgage · VA Mortgage LOAN ONE |
| Aug 21, 2018 | Warranty Deed, Transfer · VA Mortgage LOAN ONE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on Record |
| Deed Sale | Aug 21, 2018 · Amount on Record |
| Prior Sale | Jul 03, 2007 · Amount on Record |
| Deed Document Number | 20189495 |
| Deed Book / Page | 2018 / 9495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1889 W SPRING ST, LIMA, OH 45805-2627 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 6210007322 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 2022/7322 |
| Instrument | 202206210007322 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | LIMA, OH 45805 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1889 W SPRING ST, LIMA, OH 45805-2627 |
| Document Number | 0000011910 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1889 W SPRING ST LIMA OH 458052627, LIMA, OH 45805-2627 |
| Document Number | 0000011910 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 11910 |
| Name | LOAN ONE |
|---|---|
| Type | Funding / Finance Company |
| Address | GAHANNA, OH 43230 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 21, 2018 |
| Property Address | 1889 W SPRING ST, LIMA, OH 45805-2627 |
| Document Number | 0000009495 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 9495 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1889 W SPRING ST LIMA OH 458052627, LIMA, OH 45805-2627 |
| Document Number | 9496 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 9496 |
| Name | LOAN ONE |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTERVILLE, OH 43081 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,482.00 (+0.07%) | $40,180 (-) Land $5,390 Building $34,790 | $114,800 (-) Land $15,400 Building $99,400 |
| 2024 | $1,481.00 (+22.9%) | $40,180 (+42.94%) Land $5,390 Building $34,790 | $114,800 (+42.96%) Land $15,400 Building $99,400 |
| 2023 | $1,205.00 (-0.58%) | $28,110 (-) Land $3,780 Building $24,330 | |
| 2022 | $1,212.00 | $28,110 Land $3,780 Building $24,330 | |
| 2021 | $80,300 Land $10,800 Building $69,500 |
Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hanson Communications, Verizon.
Based on FCC filings for 454 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LIMA CITY serves 65,619 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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