1889 S Cappero Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1889 S Cappero Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,376 sqft · built 2006
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Company Names on File
Last Sale	$495,000 (Aug 2020)
Tax Bill	$9,345 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028685-7170`

Property Details

APN / Parcel Number

Primary APN	`028685-7170`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,376 sqft Living Area
Gross Area	3,926 sqft
1st Floor Area	2,306 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,196 sqft
Porch	Finished/Open Porch
Porch Area	321 sqft
Deck Area	Deck Area
Patio Area	836 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1889 S CAPPERO DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	52/16-42 MURABELLA UNIT 1 LOT 717 OR5026/1531 & 5862/1010
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 1
Legal Block	1
Legal Lot Number	717
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

Source: St. Johns County records · APN 028685-7170

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1889 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Nov 28, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 27, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	202072134
Deed Book / Page	5026 / 1531
Last Transfer Date	Nov 15, 2023
Transfer Doc	0058621010
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1889 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770

Mortgage

Document Number	0056921117
Date	Jan 10, 2023
Book Page	5692/1117
Instrument	2023002219

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 01, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Nov 28, 2023
Property Address	1889 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Document Number	0058621010
Book / Page	5862 / 1010
Map Reference	MB 52 PG 16-42
Instrument Date	Nov 15, 2023
Instrument	2023092475
Transaction Type	Transfer
Record Updated	Dec 08, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1889 S CAPPERO DR, ST AUGUSTINE, FL 32092-4770

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1889 S CAPPERO DR, ST AUGUSTINE, FL 32092-4770

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 27, 2020
Property Address	1889 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Document Number	0050261531
Book / Page	5026 / 1531
Map Reference	MB 52 PG 16-42
Instrument Date	Aug 17, 2020
Instrument	2020072134
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	DULCE DRIVE, RICHARDSON, TX 75081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770

Mortgage

Document Number	50261533
Date	Aug 27, 2020
Instrument	5026/1533

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 22, 2019
Property Address	1889 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Document Number	0047621711
Book / Page	4762 / 1711
Map Reference	MB 52 PG 16-42
Instrument Date	Jul 15, 2019
Instrument	2019052454
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	OLDE TOWNE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,052.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 SCENIC POINT LN, 315, FLEMING ISLAND, FL 32003-7110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770

Mortgage

Document Number	0047621713
Date	Jul 22, 2019
Instrument	4762/1713

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,352 (+2.7%)	$635,852 (+5.78%) Land $145,000 Building $490,852
2025	$9,345.00 (+8.65%) Homeowner's exemption	$467,723 (+5.99%)	$601,100 (-2.9%) Land $135,000 Building $466,100
2024	$8,601.00 (+3.43%)
2023	$8,316.00 (+2.73%) Homeowner's exemption	$441,302 (+3%)	$619,049 (+7.55%) Land $106,400 Building $512,649
2022	$8,095.00 Homeowner's exemption	$428,449	$575,576 Land $106,400 Building $469,176

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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