Anne Arundel County property record for 1889 Rutledge Ct, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,784 sqft · built 1992 |
| Lot Size | 0.179 acres (7,781 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (May 2026) |
| Tax Bill | $4,484 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-605-90071419 |
| Primary APN | 04-605-90071419 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,781 sqft (0.179 acres) |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60590071419 |
|---|---|
| Street Address | 1889 RUTLEDGE CT |
| City | SEVERN |
| State | MD |
| Zip | 21144-1570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 55 BK F SC 11 PL 28 1889 RUTLEDGE CT THE PROVINCES |
| Legal Subdivision | THE PROVINCES |
| Legal Block | F |
| Legal Lot Number | 55 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 740104 |
1889 Rutledge Ct is owned and occupied by two individuals who bought it in May 2026.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1889 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| May 26, 2026 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| May 14, 2019 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on File |
| Deed Sale | May 26, 2026 · Amount on File |
| Prior Sale | May 14, 2019 · Amount on File |
| Deed Book / Page | 42381 / 33 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1889 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC |
| Name | Verified Name |
|---|
| Document Number | 0381660119 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 38166/119 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 26, 2026 |
| Property Address | 1889 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Document Number | 4238000033 |
| Book / Page | 42381 / 33 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1889 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Document Number | 4238000040, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 42381/40 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 14, 2019 |
| Property Address | 1889 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Document Number | 0331350131 |
| Book / Page | 33135 / 131 |
| Map Reference | MB 127 FO 9 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHARTER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,373.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1889 RUTLEDGE CT, SEVERN, MD 21144-1570 |
| Document Number | 33135139 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 33135/139 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 1889 Rutledge Ct was $4,484, up 2.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,700 (+4.07%) | $457,900 (+12.2%) Land $211,300 Building $246,600 | |
| 2025 | $4,484.00 (+2.16%) Homeowner's exemption | $408,100 Land $193,500 Building $214,600 | $408,100 Land $193,500 Building $214,600 |
| 2024 | $4,389.00 (+16.05%) | ||
| 2023 | $3,782.00 Homeowner's exemption | $361,300 | $408,100 Land $193,500 Building $214,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1889 Rutledge Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2008–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1889 Rutledge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER PROVINCES private · serves 3,886 people · EPA ID MD0020029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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