1889 Riverdale Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1889 Riverdale Rd, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,993 sqft · built 1999
Lot Size6.69 acres (291,416 sqft)
Owner2 Individual Names on File
Last Sale$424,500 (Feb 2026)
Tax Bill$2,640 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN039 065

Property Details

APN / Parcel Number

Primary APN039 065
Alternative APN
  • 374658

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,993 sqft Heated Area
Basement Area1,686 sqft
Unfinished Basement1,686 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area291,416 sqft (6.69 acres)
TerrainGentle Slope
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number374658
Street Address1889 RIVERDALE RD
CityTOCCOA
StateGA
Zip30577-8372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionRIVERDALE ROAD
Legal Subdivision0312 - PRIMARY - AC
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group1
Census Block1029
Census Tract970102

Owner

1889 Riverdale Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Stephens County records, as of March 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1889 RIVERDALE RD, TOCCOA, GA 30577-8372
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2026 · Amount on File
Deed SaleFeb 4, 2026 · Amount on File
Prior SaleMar 16, 2004 · Amount on File
Deed Book / Page1438 / 23
Record UpdatedJun 8, 2026

February 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionSTEPHENS GA
Recording DateFeb 4, 2026
Property Address1889 RIVERDALE RD, TOCCOA, GA 30577-8372
Document Number0014380023
Book / Page1438 / 23
Instrument DateFeb 3, 2026
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1889 RIVERDALE RD, TOCCOA, GA 30577-8372

Mortgage

Document Number0000143825
DateFeb 4, 2026
Instrument1438/25
Lender
NameCITY NATIONAL BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1889 Riverdale Rd was $2,640 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,640.00 Homeowner's exemption$116,044 Land $11,066 Building $104,978$290,110 Land $27,664 Building $262,446
2023$2,202.00 (+2.32%) Homeowner's exemption$75,999 (+5.11%) Land $11,066 Building $64,933$189,997 (+5.11%) Land $27,664 Building $162,333
2022$2,152.00 Homeowner's exemption$72,304 Land $11,066 Building $61,238$180,760 Land $27,664 Building $153,096

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1889 Riverdale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1889 Riverdale Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 58% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
Windstream
DSL
200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverdale Rd

Nearby Streets

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