Osceola County property record for 1889 Horsetail Dr, Saint Cloud, FL 34771
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,500 (Sep 2026) |
| Tax Bill | $198 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| APN | 16-25-31-3675-0001-2890 |
| Primary APN | 16-25-31-3675-0001-2890 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 1889 HORSETAIL DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-3923 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | BRACK RANCH PH 2 PB 36 PGS 62-65 LOT 289 |
| Legal Subdivision | BRACK RANCH PHASE 2 |
| Legal Lot Number | 289 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 43700 |
1889 Horsetail Dr, vacant land, is owned and occupied by two individuals who bought it in September 2026.
Source: Osceola County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1889 HORSETAIL DR, SAINT CLOUD, FL 34771-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on File |
| Deed Sale | Sep 17, 2026 · Amount on File |
| Deed Document Number | 2026120966 |
| Deed Book / Page | 7036 / 960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 17, 2026 |
| Property Address | 1889 HORSETAIL DR, SAINT CLOUD, FL 34771-3923 |
| Document Number | 0000120966 |
| Book / Page | 7036 / 960 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026120966 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | FIRST EXCEL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303,656.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1889 HORSETAIL DR, SAINT CLOUD, FL 34771-3923 |
| Document Number | 0000120967, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 2026120967 |
| Name | FIRST HERITAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1889 Horsetail Dr was $198.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $198.00 | $14,300 Land $14,300 | $14,300 Land $14,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
There have been 18 flood claims near 1889 Horsetail Dr since 2004.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on File median of 330 policies |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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