1889 Forester Dr, Frederic, MI 49733 Property Records

Otsego County property record for 1889 Forester Dr, Frederic, MI 49733

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jun 2026 Mortgage + 1 more
APN	`091-190-000-198-00`

Property Details

APN / Parcel Number

Primary APN	`091-190-000-198-00`

Exterior

Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Street Address	1889 FORESTER DR
City	FREDERIC
State	MI
Zip	49733-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 198 ENCHANTED FOREST SEC 35 T29N R3W
Legal Range	03W
Legal Township	29N
Legal Section	35
Legal Subdivision	ENCHANTED FOREST
Legal Lot Number	198
Jurisdiction	OTSEGO MI
Township / Civil Division	OTSEGO LAKE
Census Block Group	2
Census Block	2080
Census Tract	950600

Owner

Source: Otsego County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1889 FORESTER DR, FREDERIC, MI 49733-8625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CREDIT UNION
Jan 3, 2017	Warranty Deed, Transfer CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026
Deed Sale	Sep 25, 2026
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Book / Page	1723 / 400
Prior Transfer Date	Sep 21, 2026
Prior Transfer Doc	1723000400
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO MI
Recording Date	Sep 25, 2026
Property Address	1889 FORESTER DR, FREDERIC, MI 49733-8625
Document Number	1723000400
Book / Page	1723 / 400
Instrument Date	Sep 21, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 FORESTER DR, FREDERIC, MI 49733-8625

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Recording Date	Jun 29, 2026
Property Address	1889 FORESTER DR, FREDERIC, MI 49733-8625
Document Number	1714000694
Book / Page	1714 / 694
Instrument Date	Jun 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 FORESTER DR, FREDERIC, MI 49733-8625

Mortgage

Document Number	1714000694,
Date	Jun 29, 2026
Book Page	1714/694

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.85%
Max Rate	-1%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Jan 3, 2017
Property Address	1889 FORESTER DR, FREDERIC, MI 49733-8625
Document Number	01421/0649
Book / Page	1421 / 0649
Instrument Date	Dec 29, 2016
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ALPINE TITLE AND ESCROW, ALPINE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 220, WATERS, MI 49797-0220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 NORTHMEADOW DR, GAYLORD, MI 49735-1678

Mortgage

Document Number	01421/0650
Date	Jan 3, 2017
Book Page	1421/0650

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Otsego Lake Township
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (+30.19%) Homeowner's exemption	$55,300 (+6.96%)	$110,600 (+6.96%)
2024	$775.00 (+3.89%)
2023		$51,700	$103,400
2022	$746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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