San Diego County property record for 1889 Emily St, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,504 sqft · built 2019 |
| Lot Size | 0.63 acres (2,762 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Sep 2022) |
| Tax Bill | $9,321 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Sep 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400-251-57-00 |
| Primary APN | 400-251-57-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,504 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 2,762 sqft (0.63 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1889 EMILY ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 57 TR 016103 |
| Legal Subdivision | BELLA TERRAZZA |
| Legal Tract | 016103 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16809 |
Source: San Diego County records · APN 400-251-57-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 06, 2022 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Sep 06, 2022 | Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 12, 2021 | Intrafamily Transfer, Transfer |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONS HM FIN |
| Sep 11, 2019 | Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Feb 22, 2018 | Grant Deed, Construction Loan · Line of Credit CALIFORNIA BK&TR |
| Nov 17, 2017 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2022 · Amount on Record |
| Deed Sale | Sep 06, 2022 · Amount on Record |
| Prior Sale | Sep 11, 2019 · Amount on Record |
| Deed Document Number | 2022353567 |
| Prior Transfer Date | Feb 10, 2021 |
| Prior Transfer Doc | 0000114365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 06, 2022 |
| Property Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Document Number | 0000353566 |
| Map Reference | MAP 16103 |
| Instrument Date | Sep 01, 2022 |
| Instrument | 2022-0353566 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 06, 2022 |
| Property Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Document Number | 0000353567 |
| Map Reference | MAP 16103 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022-0353567 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12662 SPRINGBROOK DR UNIT C, C, SAN DIEGO, CA 92128-5034 |
| Document Number | 0000353568 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 2022-0353568 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 12, 2021 |
| Property Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Document Number | 0000114365 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021-0114365 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Document Number | 0000335951 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1889 EMILY ST EL CAJON CA 920213633, EL CAJON, CA 92021-3633 |
| Document Number | 0000335951 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 335951 |
| Name | FIRST NATIONS HM FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 11, 2019 |
| Property Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Document Number | 0000395344 |
| Map Reference | MAP 16103 |
| Instrument Date | Sep 04, 2019 |
| Instrument | 2019-0395344 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMER TTL CO SUB SALE O |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Document Number | 0000395345 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019-0395345 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 22, 2018 |
| Property Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 69980 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 01, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5927 PRIESTLY DR #110 CARLSBAD CA 920088800, 110, CARLSBAD, CA 92008-8800 |
| Document Number | 0000069980 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 69980 |
| Name | CALIFORNIA BK&TR |
|---|---|
| Type | Bank |
| Address | 1900 MAIN ST # 200, IRVINE, CA 92614-7320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 17, 2017 |
| Property Address | 1889 EMILY ST, EL CAJON, CA 92021-3633 |
| Document Number | 0000538223 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 538223 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,525.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5927 PRIESTLY DR #110 CARLSBAD CA 920088800, 110, CARLSBAD, CA 92008-8800 |
| Investor | Possibly a Property Investor |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $769,374 (+2%) Land $313,764 Building $455,610 | |
| 2025 | $9,321.00 (+4.85%) | $754,289 (+7.14%) Land $307,612 Building $446,677 |
| 2023 | $8,890.00 (+32.9%) | $704,000 Land $287,000 Building $417,000 |
| 2022 | $6,689.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 525 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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