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1889 Bancroft Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1889 Bancroft Rd, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,931 sqft · built 2022
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on Record
Last Sale$680,000 (Sep 2024)
Tax Bill$6,673 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2023 Sale & Mortgage
APN0394004000410

Property Details

APN / Parcel Number

Primary APN0394004000410

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,931 sqft Living Area
1st Floor Area1,323 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,233 sqft (0.189 acres)
Garage TypeAttached
Garage Area515 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1889 BANCROFT RD
CityCHESAPEAKE
StateVA
Zip23320-6145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionLOT 41 HAVEN AT CENTERVILLE PH 1 0.189AC
Legal SubdivisionCAMDEN HAVEN
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5007
Census Tract20804

Owner

Source: Chesapeake City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1889 BANCROFT RD, CHESAPEAKE, VA 23320-6145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 19, 2023Warranty Deed, Transfer · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2024 · Amount on Record
Deed SaleSep 16, 2024 · Amount on Record
Prior SaleApr 19, 2023 · Amount on Record
Deed Document Number202419089
Deed Book / Page10785 / 888
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 8, 2026
Property Address1889 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Document Number0000011690
Book / Page10976 / 840
Instrument DateApr 30, 2026
Instrument202611690
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address1889 BANCROFT RD, CHESAPEAKE, VA 23320-6145

Mortgage

Document Number0000011690,
DateMay 8, 2026
Book Page10976/840
Instrument202611690
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 19, 2023
Property Address1889 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Document Number0010655/35
Book / Page10655 / 35
Instrument DateMar 15, 2023
Instrument230007891
Transaction TypeTransfer
Record UpdatedMay 3, 2023
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1889 BANCROFT RD, CHESAPEAKE, VA 23320-6145

Mortgage

Document Number0230007892
DateApr 19, 2023
Instrument230007892
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$674,300 (+2.06%) Land $205,000 Building $469,300$674,300 (+2.06%) Land $205,000 Building $469,300
2025$6,673.00$660,700 (+3.12%) Land $185,000 Building $475,700$660,700 (+3.12%) Land $185,000 Building $475,700
2023$640,700 (+139.69%) Land $175,000 Building $465,700$640,700 (+139.69%) Land $175,000 Building $465,700
2022$267,300 Land $150,000 Building $117,300$267,300 Land $150,000 Building $117,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies102 units insured
incl. 2 condo units
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 76% of Virginia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber		2,000 / 35
Starlink
Satellite		280 / 30

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