Crow Wing County property record for 18889 Rockbay Rd, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,665 sqft · built 1968 |
| Lot Size | 14.8 acres (646,866 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,798 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 970133103BA0009 |
| Primary APN | 970133103BA0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 1,670 sqft |
| 1st Floor Area | 1,665 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 646,866 sqft (14.8 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 2,976 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Deck Area | 110 sqft |
| Storage Building | Storage Building |
| Heating System | Central |
|---|
| Account Number | 131925 |
|---|---|
| Street Address | 18889 ROCKBAY RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-5255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF GL 2 & 3 & SENW DESC: COMM AT N1/4 COR OF SD SEC 13 THEN S 1D 17'33"E CWC COORD DATUM ALG N-S LINE OF SD SEC 13 A DIST |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 13 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 951000 |
18889 Rockbay Rd is owned and occupied by two individuals.
Source: Crow Wing County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18889 ROCKBAY RD, BRAINERD, MN 56401-5255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 18889 Rockbay Rd was $3,798 with a homeowner's exemption.
Source: Crow Wing County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,798.00 | $666,800 (+6.25%) Land $203,700 Building $463,100 | $666,800 (+6.25%) Land $203,700 Building $463,100 |
| 2025 | $627,600 Land $173,300 Building $454,300 | $627,600 Land $173,300 Building $454,300 | |
| 2023 | $3,700.00 Homeowner's exemption | $607,900 Land $133,500 Building $474,400 | $607,900 Land $133,500 Building $474,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18889 Rockbay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18889 Rockbay Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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