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18889 229th Dr, Live Oak, FL 32060 Property Records

Suwannee County property record for 18889 229th Dr, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,176 sqft · built 2007
OwnerIndividual Name on Record
Last Sale$309,900 (Jan 2022)
Tax Bill$4,973 (2024)
Deeds & MortgagesOct 2022 Line of Credit
Jan 2022 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN27-04S-11E-11996-003440

Property Details

APN / Parcel Number

Primary APN27-04S-11E-11996-003440
Alternative APN
  • 11996003440

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialComposition/Composite
Lot Width1.6 ft Width
Patio Area436 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number11996003440
Street Address18889 229TH DR
CityLIVE OAK
StateFL
Zip32060-5495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 44 SUWANNEE RIDGE UNIT 3 ORB 2330 P 28-29 WD YR 2022
Legal Range11E
Legal Township04S
Legal Section27
Legal SubdivisionSUWANNEE RIDGE UNIT 3
Legal Lot Number44
Legal Unit3
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group2
Census Block2033
Census Tract970303

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address24 ROBBINS AVE, ROCKLEDGE, PA 19046-4249
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jan 26, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 28, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2022 · Amount on Record
Deed SaleJan 26, 2022 · Amount on Record
Prior SaleAug 28, 2019
Deed Document Number2022248220
Deed Book / Page2330 / 28
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address18889 229TH DR, LIVE OAK, FL 32060-5495
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 ROBBINS AVE, ROCKLEDGE, PA 19046-4249

Mortgage

Document Number0000258123
DateOct 3, 2022
Book Page2391/158
Instrument2022258123
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 6, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJan 26, 2022
Property Address18889 229TH DR, LIVE OAK, FL 32060-5495
Document Number0000248220
Book / Page2330 / 28
Map ReferenceMB 1 PG 187
Instrument DateJan 25, 2022
Instrument2022248220
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,169.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8833 141ST LN, 8833, LIVE OAK, FL 32060-6357

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 ROBBINS AVE, ROCKLEDGE, PA 19046-4249

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateAug 28, 2019
Property Address18889 229TH DR, LIVE OAK, FL 32060-5495
Document Number0000218129
Book / Page002137 / 000135
Instrument DateAug 23, 2019
Instrument218129
Transaction TypeTransfer
Record UpdatedOct 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8833 141ST LN LIVE OAK FL 320606357, LIVE OAK, FL 32060-6357

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$315,627 (+3.73%) Land $52,480 Building $263,147$315,627 (+3.73%) Land $52,480 Building $263,147
2024$4,973.00 (+2.43%)
2023$4,855.00 (+58.19%)$304,283 (+66.64%) Land $52,480 Building $251,803$304,283 (+66.64%) Land $52,480 Building $251,803
2022$3,069.00$182,599$182,599 Land $49,200 Building $133,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimApr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

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