San Bernardino County property record for 18883 Ranchero Rd, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,880 sqft · built 1982 |
| Lot Size | 0.62 acres (27,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,000 (Dec 2012) |
| Tax Bill | $2,144 (2025) |
| Deeds & Mortgages | Oct 2025 Reverse Mortgage Nov 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0398-332-18-0000 |
| Primary APN | 0398-332-18-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 3,192 sqft |
| 1st Floor Area | 1,880 sqft |
| Basement Area | 640 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 27,000 sqft (0.62 acres) |
| Lot Dimensions | 300 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 885 sqft |
| Patio Area | 885 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 18883 RANCHERO RD |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-7551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5584 LOT 401 TR NO 5584 LOT 401 EX WATER RTS AND EX 1/2 INT MIN RTS WITHOUT S E |
| Legal Subdivision | 70M2-14 |
| Legal Tract | 5584 |
| Legal Block | 3 |
| Legal Lot Number | 401 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10024 |
18883 Ranchero Rd is owned and occupied by two individuals who acquired it in October 2023.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18883 RANCHERO RD, HESPERIA, CA 92345-7551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP |
| Nov 7, 2023 | Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2012 · Amount on File |
| Deed Sale | Dec 14, 2012 · Amount on File |
| Prior Sale | Nov 8, 2012 · Amount on File |
| Deed Document Number | 2012534780 |
| Last Transfer Date | Oct 31, 2023 |
| Transfer Doc | 0000276527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18883 RANCHERO RD, HESPERIA, CA 92345-7551 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 18883 RANCHERO RD, HESPERIA, CA 92345-7551 |
| Document Number | 0000256303 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-0256303 |
| Name | TRADITIONAL MORTGAGE ACCEPTANCE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BELLEVUE, WA 98004 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 7, 2023 |
| Property Address | 18883 RANCHERO RD, HESPERIA, CA 92345-7551 |
| Document Number | 0000276527 |
| Map Reference | MB 70 PG 2-15 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023-0276527 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 18883 RANCHERO RD, HESPERIA, CA 92345-7551 |
| Document Number | 0000276528 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 2023-0276528 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.91% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.9% |
The 2025 property tax bill for 18883 Ranchero Rd was $2,144 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $200,974 (+2%) Land $31,404 Building $169,570 | |
| 2025 | $2,144.00 Homeowner's exemption | $197,033 Land $30,788 Building $166,245 |
| 2023 | $2,071.00 (+2.42%) Homeowner's exemption | $189,381 Land $29,592 Building $159,789 |
| 2022 | $2,022.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18883 Ranchero Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2013–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18883 Ranchero Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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