1888 Cross Pointe Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1888 Cross Pointe Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,029 sqft · built 2005
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$232,000 (Apr 2017)
Tax Bill$5,921 (2025)
Deeds & MortgagesDec 2023 Second Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN026433-0220

Property Details

APN / Parcel Number

Primary APN026433-0220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,029 sqft Living Area
Gross Area2,665 sqft
1st Floor Area2,029 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1888 CROSS POINTE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description43/57-60 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 2 LOT 22 OR4364/1372
Legal Range28E
Legal Township05S
Legal Section19
Legal SubdivisionST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA
Legal Phase2
Legal Block1
Legal Lot Number22
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1003
Census Tract20907

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1888 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST FLORIDA CU
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jun 15, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 27, 2017Warranty Deed, Transfer · FHA Mortgage
FBT MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2017 · Amount on Record
Deed SaleApr 27, 2017 · Amount on Record
Prior SaleApr 20, 2005 · Amount on Record
Deed Document Number201729025
Deed Book / Page4364 / 1372
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1888 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010
Transaction TypeMortgage
Record UpdatedJan 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1888 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010

Mortgage

Document Number0058780961
DateDec 29, 2023
Book Page5878/961
Instrument2023100495
Lender
NameFIRST FLORIDA CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 21, 2043

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1888 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1888 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010

Mortgage

Document Number0053240263
DateJul 22, 2021
Book Page5324/263
Instrument2021081186
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1888 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010
Document Number0049841433
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1888 CROSS POINTE WAY ST AUGUSTINE FL 320925010, ST AUGUSTINE, FL 32092-5010

Mortgage

Document Number0049841433
DateJul 8, 2020
Book Page004984/001433
Instrument54669
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJul 7, 2047

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 27, 2017
Property Address1888 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010
Document Number0043641372
Book / Page4364 / 1372
Map ReferenceMB43 PG54-60
Instrument DateApr 19, 2017
Instrument2017029025
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLANDMARK TITLE SECURE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1955 HARRISON ST, 1955, HOLLYWOOD, FL 33020-5177

Transferred To (Grantee/Buyer)

NameVerified Name
Address1888 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010

Mortgage

Document Number2017029026
DateApr 27, 2017
Instrument2017029026
Lender
NameFBT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$291,073 (+2.7%)$459,102 (-2.59%) Land $100,000 Building $359,102
2025$5,921.00 (+8.96%) Homeowner's exemption$283,421 (+5.99%)$471,288 (+13.65%) Land $100,000 Building $371,288
2024$5,434.00 (+2.55%)
2023$5,299.00 (+5.66%) Homeowner's exemption$267,411 (+3%)$414,670 (+2.94%) Land $90,000 Building $324,670
2022$5,015.00 Homeowner's exemption$259,622$402,810 Land $84,000 Building $318,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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