188751 N 2610 Rd, Walters, OK 73572 Property Records

Cotton County property record for 188751 N 2610 Rd, Walters, OK 73572

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$238,500 (Oct 2021)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Mortgage + 1 more
APN	`0000-22-003-011-0-005-00`

Property Details

APN / Parcel Number

Primary APN	`0000-22-003-011-0-005-00`
Alternative APN	`2095`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	720 sqft

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Shed	1 Shed
Shed Area	380 sqft
Granary	144 sqft
Storage Building	320 sqft
Utility Building	3,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2095
Street Address	188751 N 2610 RD
City	WALTERS
State	OK
Zip	73572-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR IN SE 22-3-11
Legal Range	11W
Legal Township	03S
Legal Section	22
Jurisdiction	COTTON OK
Township / Civil Division	WALTERS
Census Block Group	1
Census Block	1285
Census Tract	871100

Owner

188751 N 2610 Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Cotton County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188751 N 2610 RD, WALTERS, OK 73572-3729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	May 16, 2018 · Amount on File
Deed Document Number	20212307
Deed Book / Page	435 / 58
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	188751 N 2610 RD, WALTERS, OK 73572-3729
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	SOVEREIGN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	431/695
Date	May 10, 2021
Book Page	431/695
Instrument	2021-001545

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77047

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	188751 N 2610 RD, WALTERS, OK 73572-3729
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	SOVEREIGN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0423/609
Date	Jan 8, 2020
Book Page	0423/609
Instrument	2020-001013

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	May 16, 2018
Property Address	188751 N 2610 RD, WALTERS, OK 73572-3729
Document Number	000413/145
Book / Page	0413 / 145
Instrument Date	May 14, 2018
Instrument	2018-001520
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188751 N 2610 RD, WALTERS, OK 73572-3729
Investor	Possibly a Property Investor

Mortgage

Document Number	2018001521
Date	May 16, 2018
Instrument	2018-001521

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 188751 N 2610 Rd was $1,762 with a homeowner's exemption, down 1.3% from the year before.

Source: Cotton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cotton County
Unified School District	Temple Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,180 (+37.54%) Land $488 Building $28,692	$253,746 Land $4,245 Building $249,501
2025	$1,762.00 (-1.29%) Homeowner's exemption	$21,216 Land $488 Building $20,728
2024	$1,785.00 (+4.26%)		$201,795 (+16.04%) Land $4,245 Building $197,550
2023	$1,712.00 Homeowner's exemption	$19,999 Land $488 Building $19,511	$173,902 Land $4,245 Building $169,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 188751 N 2610 Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 188751 N 2610 Rd is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 43% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTON CO RWD #2 serves 3,000 people · EPA ID OK2001702
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020 Fluoride resolved · Jan 2020 Nitrate-Nitrite resolved · Oct 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 2610 Rd

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