1. Home
  2. Florida
  3. Lutz
  4. Roseate Dr

18875 Roseate Dr, Lutz, FL 33558 Property Records

Pasco County property record for 18875 Roseate Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,247 sqft · built 2018
Lot Size0.181 acres (7,898 sqft)
OwnerIndividual Name on Record
Last Sale$985,000 (Jul 2022)
Tax Bill$16,557 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-26-18-0070-04400-0140

Property Details

APN / Parcel Number

Primary APN33-26-18-0070-04400-0140
Alternative APN
  • 1082909

Interior

Full Baths5 Baths
Stories2 Stories
Building Area4,247 sqft Living Area
Gross Area5,498 sqft
1st Floor Area2,089 sqft
Upper Floors Area2,158 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,898 sqft (0.181 acres)
Garage Area631 sqft
Pool Area288 sqft
PorchPorch
Porch Area620 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1082909
Street Address18875 ROSEATE DR
CityLUTZ
StateFL
Zip33558-2314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionLONG LAKE RANCH VILLAGE 1A PB 73 PG 066 BLOCK 44 LOT 14
Legal Range18E
Legal Township26S
Legal Section33
Legal SubdivisionLONG LAKE RANCH VILLAGE
Legal Tract70
Legal Block44
Legal Lot Number14
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2021
Census Tract31605

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address18875 ROSEATE DR, LUTZ, FL 33558-2314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Jul 16, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleJul 16, 2018 · Amount on Record
Deed Document Number2022165504
Deed Book / Page10660 / 3452
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 27, 2022
Property Address18875 ROSEATE DR, LUTZ, FL 33558-2314
Document Number0106603452
Book / Page10660 / 3452
Map ReferenceMB 73 PG 66
Instrument DateJul 22, 2022
Instrument2022165504
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,895.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14505 WEEPING ELM DR, 14505, TAMPA, FL 33626-3036

Transferred To (Grantee/Buyer)

NameVerified Name
Address10881 STRADA LN APT 104, 104, NEW PORT RICHEY, FL 34655-5092

Mortgage

Document Number0106603454
DateJul 27, 2022
Instrument10660/3454
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateAug 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.62%
IndexOther
Max Rate9.62%

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 16, 2018
Property Address18875 ROSEATE DR, LUTZ, FL 33558-2314
Document Number0097571387
Book / Page9757 / 1387
Map ReferenceMB 73 PG 66-71
Instrument DateJul 13, 2018
Instrument2018119206
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2021
Title CompanyTITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,621.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4343 PLAZA PKWY200, 4343, TAMPA, FL 33634

Transferred To (Grantee/Buyer)

NameVerified Name
Address18875 ROSEATE DR, LUTZ, FL 33558-2314

Mortgage

Document Number2018119208
DateJul 16, 2018
Instrument2018119208
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,557.00 (-9.18%) Homeowner's exemption$818,925 (-6.79%) Land $109,188 Building $709,737$818,925 (-6.79%) Land $109,188 Building $709,737
2023$18,230.00 (+28.44%)$878,594 (+18.75%) Land $88,002 Building $790,592$878,594 (+18.75%) Land $88,002 Building $790,592
2022$14,193.00$739,843 Land $73,878 Building $665,965$739,843 Land $73,878 Building $665,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Roseate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures