18874 Co Rd 4, Wiggins, CO 80654 Property Records

Morgan County property record for 18874 Co Rd 4, Wiggins, CO 80654

Property Summary

Property Type	Rural Home
Details	6 bd · 5 ba · 5,520 sqft · built 2021
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2021)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`1045-350-00-015`

Property Details

APN / Parcel Number

Primary APN	`1045-350-00-015`
Alternative APNs	`1045-350-00-008` `R020363`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	5,520 sqft Total Area
1st Floor Area	1,700 sqft
Upper Floors Area	680 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	3,484,800 sqft (80 acres)
Garage Type	Attached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	672 sqft
Patio Area	888 sqft
Pole Barn	4,240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	18874 COUNTY ROAD 4
City	WIGGINS
State	CO
Zip	80654-9002
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 35 T 4 R 60 PARC W12 1602106 (PARC 2)
Legal Range	60
Legal Township	04
Legal Section	35
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	3
Census Block	3039
Census Tract	200

Owner

18874 Co Rd 4, a rural home, is owned and occupied by an individual who bought it in June 2021.

Source: Morgan County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	18874 COUNTY ROAD 4, WIGGINS, CO 80654-9002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	2021933477
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Feb 1, 2021
Property Address	18874 COUNTY ROAD 4, WIGGINS, CO 80654-9002
Document Number	0000930448
Instrument Date	Jan 29, 2021
Instrument	930448
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	EQUITY TITLE OF COLORADO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18874 COUNTY ROAD 4, WIGGINS, CO 80654-9002

Mortgage

Document Number	0000930449
Date	Feb 1, 2021
Instrument	930449

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Mortgage

Document Number	0000930450
Date	Feb 1, 2021
Instrument	930450

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 31, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18874 Co Rd 4 was $1,293, up 46.1% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,293.00 (+46.1%)	$16,030 (+39.15%) Land $3,890 Building $12,140	$208,620 (+63.05%) Land $14,400 Building $194,220
2024	$885.00 (+193.05%)	$11,520 (+191.65%) Land $3,950 Building $7,570	$127,950 (+757.57%) Land $14,920 Building $113,030
2023	$302.00 (-6.21%)	$3,950 (-2.95%) Land $3,950	$14,920 (-2.99%) Land $14,920
2022	$322.00	$4,070 Land $4,070	$15,380 Land $15,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18874 Co Rd 4 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18874 Co Rd 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 4

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