Adams County property record for 18870 E Carmel Cir, Aurora, CO 80011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,212 sqft · built 1986 |
| Lot Size | 0.094 acres (4,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Oct 2017) |
| Tax Bill | $802 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1821-34-2-09-018 |
| Primary APN | 1821-34-2-09-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 1,472 sqft |
| Basement Area | 384 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,080 sqft (0.094 acres) |
| Lot Dimensions | 85 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0086378 |
|---|---|
| Street Address | 18870 E CARMEL CIR |
| City | AURORA |
| State | CO |
| Zip | 80011-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:TOWER GREEN/AURORA FILING NO 1 BLK:1 LOT:17 |
| Legal Range | 66W |
| Legal Township | 03S |
| Legal Section | 34 |
| Legal Quarter | 2 |
| Legal Subdivision | TOWER GREEN/AURORA FILING NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | NORTH AURORA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 8355 |
Source: Adams County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18870 E CARMEL CIR, AURORA, CO 80011-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FINANCE INC |
| Oct 20, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 24, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2017 · Amount on Record |
| Deed Sale | Oct 24, 2017 · Amount on Record |
| Prior Sale | Dec 10, 2007 |
| Deed Document Number | 201792792 |
| Prior Transfer Date | Dec 20, 2001 |
| Prior Transfer Doc | 0000907714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 18870 E CARMEL CIR, AURORA, CO 80011-3609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 18870 E CARMEL CIR, AURORA, CO 80011-3609 |
| Document Number | 0000067442 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025000067442 |
| Name | GLOBAL EQUITY FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92126 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 18870 E CARMEL CIR, AURORA, CO 80011-3609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000106718 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020000106718 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Oct 24, 2017 |
| Property Address | 18870 E CARMEL CIR, AURORA, CO 80011-3609 |
| Document Number | 0000092792 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 92792 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 18870 E CARMEL CIR AURORA CO 800113609, AURORA, CO 80011-3609 |
| Document Number | 92793 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 92793 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2047 |
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Aurora City |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $802.00 (-65.93%) | $24,550 (-6.23%) Land $6,460 Building $18,090 | $361,000 (-6.72%) Land $95,000 Building $266,000 |
| 2024 | $2,354.00 (-20.1%) | ||
| 2023 | $2,946.00 (+4.32%) | $26,180 (+5.31%) Land $6,430 Building $19,750 | $387,000 (+8.18%) Land $95,000 Building $292,000 |
| 2022 | $2,824.00 | $24,860 Land $11,120 Building $13,740 | $357,733 Land $160,000 Building $197,733 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AURORA serves 533,407 people · EPA ID CO0103005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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