1887 Main St, Ferndale, WA 98248 Property Records

Whatcom County property record for 1887 Main St, Ferndale, WA 98248 · Last verified March 2026

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	13,206 sqft · built 2018
Lot Size	1.51 acres (65,863 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Jul 2015)
Tax Bill	$25,002 (2025)
Deeds & Mortgages	Mar 2018 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`522276`

Property Details

APN / Parcel Number

Primary APN	`522276`
Alternative APNs	`390229 330393 0000` `98545`

Interior

Building Area	13,206 sqft Total Area
1st Floor Area	17,168 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Lot Area	65,863 sqft (1.51 acres)
Canopy	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	522276
Street Address	1887 MAIN ST
City	FERNDALE
State	WA
Zip	98248-9426
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Legal Description	LOT 3 WALGREEN'S LLA AS REC AF 2040402803
Legal Range	02
Legal Township	39
Legal Section	29
Legal Subdivision	WALGREEN'S LLA
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1033
Census Tract	10600

Owner

Source: Whatcom County records · APN 522276

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8862 BENDER RD STE 102, 102, LYNDEN, WA 98264-8800
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2015 · Amount on Record
Deed Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	2150701583
Record Updated	Jun 08, 2026

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 21, 2018
Property Address	1887 MAIN ST, FERNDALE, WA 98248-9426
Instrument Date	Mar 19, 2018
Instrument	302197
Transaction Type	Construction Loan
Record Updated	Mar 30, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1887 MAIN ST FERNDALE WA 98248, FERNDALE, WA 98248

Mortgage

Document Number	2180302197
Date	Mar 21, 2018
Instrument	302197

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	4124 HANNEGAN RD, BELLINGHAM, WA 98226-9196

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,002.00 (+35.54%)	$3,337,277 (+12.28%) Land $821,038 Building $2,516,239	$3,337,277 (+12.28%) Land $821,038 Building $2,516,239
2022		$2,972,413 Land $599,928 Building $2,372,485	$2,972,413 Land $599,928 Building $2,372,485
2021	$18,446.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730106001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force 14 of 21 on primary residences
Nearby Flood Claims	19 (1989–2025)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Dec 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Flood Events	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides (Dec 2025), 6 claims Severe Winter Storm, Landslides, Mudslides, And Flooding (Jan 2009), 5 claims Severe Storms, High Wind, And Flooding (Nov 1995), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.