Henderson County property record for 1887 Howard Gap Rd, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,495 sqft · built 1979 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,196 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9661504222 |
| Primary APN | 9661504222 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,495 sqft Heated Area |
| Basement Area | 1,196 sqft |
| Finished Basement | 299 sqft |
| Unfinished Basement | 897 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 284 sqft |
| Deck Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Electric |
| Account Number | 700302 |
|---|---|
| Street Address | 1887 HOWARD GAP RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-8012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 700302~R2 |
| Legal Description | #1 SR1006 ON HOWARD GAP RD |
| Legal Block | 50 |
| Legal Lot Number | 4286 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HOOPERS CREEK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 930501 |
1887 Howard Gap Rd is owned and occupied by two individuals.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1887 HOWARD GAP RD, HENDERSONVILLE, NC 28792-8012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 18, 2024 |
| Property Address | 1887 HOWARD GAP RD, HENDERSONVILLE, NC 28792-8012 |
| Document Number | 0041440579 |
| Book / Page | 4144 / 579 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 1001011714 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 WEBBER LN, COLUMBUS, NC 28722-8510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1887 HOWARD GAP RD, HENDERSONVILLE, NC 28792-8012 |
| Document Number | 0041440582 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 4144/582 |
| Instrument | 1001011715 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | 1190 WINTERSON RD, LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 1887 Howard Gap Rd was $1,196.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,100 Land $50,700 Building $168,400 | ||
| 2025 | $1,196.00 | ||
| 2023 | $219,100 Land $50,700 Building $168,400 | $219,100 Land $50,700 Building $168,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1887 Howard Gap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1887 Howard Gap Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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