1887 Emma Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 1887 Emma Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1970
Lot Size	1.14 acres (49,991 sqft)
Owner	Individual Name on File
Tax Bill	$380 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0069P-0A-020.00`

Property Details

APN / Parcel Number

Primary APN	`0069P-0A-020.00`
Alternative APN	`10786`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	988 sqft
Flooring	Tile

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,991 sqft (1.14 acres)
Lot Width	136 ft Width
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10786
Street Address	1887 EMMA CIR
City	LANCASTER
State	SC
Zip	29720-7641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	136X360 IRR
Legal Subdivision	EMMA R
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1002
Census Tract	11001

Owner

1887 Emma Cir is owned and occupied by an individual who acquired it in September 2023.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1887 EMMA CIR, LANCASTER, SC 29720-7641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 12, 2023	Deed of Distribution, Transfer
Sep 12, 2023	Deed of Distribution, Transfer
Sep 22, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 12, 2023
Transfer Doc	0000012038
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1887 EMMA CIR, LANCASTER, SC 29720-7641
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1887 EMMA CIR, LANCASTER, SC 29720-7641

Mortgage

Document Number	0000014173
Date	Nov 13, 2023
Book Page	5050/222
Instrument	2023014173

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 13, 2028

September 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LANCASTER SC
Recording Date	Sep 12, 2023
Property Address	1887 EMMA CIR, LANCASTER, SC 29720-7641
Document Number	0000011532
Book / Page	1707 / 280
Map Reference	MB 19 PG 27
Instrument Date	Sep 12, 2023
Instrument	2023011532
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 HILLDALE DR, LANCASTER, SC 29720-7815

September 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LANCASTER SC
Recording Date	Sep 12, 2023
Property Address	1887 EMMA CIR, LANCASTER, SC 29720-7641
Document Number	0000011533
Book / Page	1707 / 281
Map Reference	MB 19 PG 27
Instrument Date	Sep 12, 2023
Instrument	2023011533
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 HILLDALE DR, LANCASTER, SC 29720-7815

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Sep 22, 2023
Property Address	1887 EMMA CIR, LANCASTER, SC 29720-7641
Document Number	0000012038
Book / Page	1712 / 126
Map Reference	MB 19 PG 27
Instrument Date	Sep 12, 2023
Instrument	2023012038
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1887 EMMA CIR, LANCASTER, SC 29720-7641

Tax Assessment & Valuation

The 2025 property tax bill for 1887 Emma Cir was $380, up 9.5% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$380.00 (+9.51%)	$2,599 Land $311 Building $2,288	$111,900 Land $13,400 Building $98,500
2024	$347.00 (+0.58%)
2023	$345.00 (-69.14%)	$2,260 (-33.33%) Land $332 Building $1,928	$56,500 (-) Land $8,300 Building $48,200
2022	$1,118.00	$3,390 Land $498 Building $2,892	$56,500 Land $8,300 Building $48,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1887 Emma Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1887 Emma Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emma Cir

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