18862 Union Rd, Flat Rock, IL 62427 Property Records

Lawrence County property record for 18862 Union Rd, Flat Rock, IL 62427

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,056 sqft · built 1963
Lot Size1.23 acres (53,579 sqft)
Owner2 Individual Names on File
Tax Bill$2,221 (2025)
Flood ZoneZone X (minimal risk)
APN09-000-285-10

Property Details

APN / Parcel Number

Primary APN09-000-285-10

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,056 sqft Living Area
1st Floor Area2,056 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional
Roof MaterialAsphalt
Lot Area53,579 sqft (1.23 acres)
Garage Area616 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address18862 UNION RD
CityFLAT ROCK
StateIL
Zip62427-3183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMM @ SW COR SW NW TH N ALG C/L CO RD 1800E 561.29' TO POB TH N-E 89DEG 250' TH N 220.45 TH S-W 86DEG 250.34' TH S ALG RD 18
JurisdictionLAWRENCE IL
Township / Civil DivisionRUSSELL
Census Block Group1
Census Block1006
Census Tract880700

Owner

18862 Union Rd is owned and occupied by two individuals.

Source: Lawrence County records, as of October 8, 2026

Owner of Record2 Individual Names on File
Mailing Address18862 UNION RD, FLAT ROCK, IL 62427-3183
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 18862 Union Rd was $2,221, up 11.3% from the year before.

Source: Lawrence County assessment roll, as of October 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLawrence County
County SubdivisionRussell Township
Unified School DistrictLawrence County Community Unit District 20 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,221.00 (+11.27%)$53,346 (+1.35%) Land $5,788 Building $47,558$160,038 (+1.35%) Land $17,364 Building $142,674
2024$1,996.00$52,636 Land $5,711 Building $46,925$157,908 Land $17,133 Building $140,775
2022$1,009.00$23,562 Land $4,636 Building $18,926$70,686 Land $13,908 Building $56,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18862 Union Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Most Recent ClaimMay 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18862 Union Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
300 / 75
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Union Rd

Nearby Streets

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