18861 Vineyard Point Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18861 Vineyard Point Ln, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 761 sqft · built 1989
Lot Size	2.52 acres (110,042 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Oct 2019)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-462-31`

Property Details

APN / Parcel Number

Primary APN	`001-462-31`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	761 sqft Living Area
1st Floor Area	761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	110,042 sqft (2.52 acres)
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	18861 VINEYARD POINT LN
City	CORNELIUS
State	NC
Zip	28031-7995
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 31 BLD 2 U/F 369
Legal Subdivision	DOCKSIDE CONDO
Legal Block	C
Legal Lot Number	97
Legal Unit	31
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

18861 Vineyard Point Ln, a condominium, is owned and occupied by two individuals who acquired it in December 2020.

Source: Mecklenburg County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18861 VINEYARD POINT LN, CORNELIUS, NC 28031-7995
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 24, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Deed Document Number	2019143654
Deed Book / Page	33971 / 624
Last Transfer Date	Dec 23, 2020
Transfer Doc	0000000410
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18861 VINEYARD POINT LN, CORNELIUS, NC 28031-7995
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18861 VINEYARD POINT LN, CORNELIUS, NC 28031-7995

Mortgage

Document Number	0000094404
Date	Oct 2, 2024
Book Page	39114/266
Instrument	2024094404

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 4, 2021
Property Address	18861 VINEYARD POINT LN, CORNELIUS, NC 28031-7995
Document Number	0000000410
Book / Page	35509 / 640
Map Reference	MB 6020 PG 5886
Instrument Date	Dec 23, 2020
Instrument	2021000410
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	IDEAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18861 VINEYARD POINT LN, CORNELIUS, NC 28031-7995

Mortgage

Document Number	0000000411
Date	Jan 4, 2021
Instrument	2021000411

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 24, 2019
Property Address	18861 VINEYARD POINT LN, CORNELIUS, NC 28031-7995
Document Number	0000143654
Book / Page	033971 / 000624
Instrument Date	Oct 18, 2019
Instrument	143654
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18861 VINEYARD POINT LN CORNELIUS NC 280317995, CORNELIUS, NC 28031-7995

Mortgage

Document Number	143655
Date	Oct 24, 2019
Book Page	033971/000627
Instrument	143655

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18861 Vineyard Point Ln was $2,169, up 1.7% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00 (+1.69%)	$317,653 Building $317,653	$317,653 Building $317,653
2024	$2,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18861 Vineyard Point Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18861 Vineyard Point Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber · DSL	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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