San Bernardino County property record for 18861 Centennial St, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,253 sqft · built 1987 |
| Lot Size | 0.425 acres (18,532 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,802 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0398-385-04-0000 |
| Primary APN | 0398-385-04-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,253 sqft Living Area |
| Gross Area | 1,853 sqft |
| 1st Floor Area | 1,253 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,532 sqft (0.425 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Heated Pool |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 594 sqft |
| Patio Area | 594 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 18861 CENTENNIAL ST |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-6743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5639 LOT 184 TR NO 5639 LOT 184 EX WTR RTS AND EX 1/2 MIN RTS WITHOUT S E |
| Legal Tract | 5639 |
| Legal Block | 1 |
| Legal Lot Number | 184 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10022 |
18861 Centennial St is owned by a company that acquired it in June 2019 and is owner-occupied.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 18861 CENTENNIAL ST, HESPERIA, CA 92345-6743 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2019 |
| Transfer Doc | 0000204267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18861 CENTENNIAL ST, HESPERIA, CA 92345-6743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 18861 CENTENNIAL ST, HESPERIA, CA 92345-6743 |
| Document Number | 0000082306 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2022-0082306 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18861 CENTENNIAL ST, HESPERIA, CA 92345-6743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 18861 CENTENNIAL ST, HESPERIA, CA 92345-6743 |
| Document Number | 0000354627 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-0354627 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 21, 2019 |
| Property Address | 18861 CENTENNIAL ST, HESPERIA, CA 92345-6743 |
| Document Number | 0000204267 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 204267 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 18861 CENTENNIAL ST HESPERIA CA 923456743, HESPERIA, CA 92345-6743 |
The 2025 property tax bill for 18861 Centennial St was $1,802 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $168,681 (+2%) Land $29,288 Building $139,393 | |
| 2025 | $1,802.00 Homeowner's exemption | $165,374 Land $28,714 Building $136,660 |
| 2023 | $1,740.00 (+2.41%) Homeowner's exemption | $158,952 Land $27,599 Building $131,353 |
| 2022 | $1,699.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18861 Centennial St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18861 Centennial St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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