Garrett County property record for 1886 Mosser Rd, Mc Henry, MD 21541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,824 sqft · built 1971 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $34,909 (Nov 1999) |
| Tax Bill | $2,287 (2023) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-004385 |
| Primary APN | 06-004385 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,824 sqft Total Area |
| 1st Floor Area | 1,824 sqft |
| Basement Area | 1,392 sqft |
| Finished Basement | 1,392 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 408 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 004385 |
|---|---|
| Old Parcel Number | 6004385 |
| Street Address | 1886 MOSSER RD |
| City | MC HENRY |
| State | MD |
| Zip | 21541-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.50 AC S/S MOSSER RD MCHENRY |
| Legal Subdivision | COLLEGE ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 502 |
Source: Garrett County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1886 MOSSER RD, MC HENRY, MD 21541-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 1999 · Amount on Record |
| Deed Sale | Nov 9, 1999 · Amount on Record |
| Prior Sale | Jun 19, 1996 |
| Deed Document Number | 991778 |
| Deed Book / Page | 00790 / 00048 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1886 MOSSER RD, MC HENRY, MD 21541-1111 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1886 MOSSER RD, MC HENRY, MD 21541-1111 |
| Document Number | 0025420408 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 2542/408 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OAKLAND, MD 21550 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 13.3% |
Source: Garrett County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,287.00 | $193,300 Land $30,000 Building $163,300 | $193,300 Land $30,000 Building $163,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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