1886 Monroe St, Santa Clara, CA 95050 Property Records

Santa Clara County property record for 1886 Monroe St, Santa Clara, CA 95050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Apr 2019)
Tax Bill	$10,156 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`224-50-046`

Property Details

APN / Parcel Number

Primary APN	`224-50-046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1886 MONROE ST
City	SANTA CLARA
State	CA
Zip	95050-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16L
Legal Description	TRACT 1468 EMPIRE MANOR BOOK 55 PAGE 54 LOT 40
Legal Subdivision	EMPIRE MANOR
Legal Tract	1468
Legal Lot Number	40
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	505202

Owner

1886 Monroe St is owned and occupied by two individuals who bought it in April 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1886 MONROE ST, SANTA CLARA, CA 95050-3835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Apr 19, 2019	Grant Deed, Transfer · Conventional Mortgage WESTCOAST MORTGAGE GROUP & REALTY C
Apr 19, 2019	Grant Deed, Transfer · Commercial Mortgage TCF NATIONAL BANK
Jul 16, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on File
Deed Sale	Apr 19, 2019 · Amount on File
Prior Sale	Apr 19, 2019 · Amount on File
Deed Document Number	201924161105
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	0024161105
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1886 MONROE ST, SANTA CLARA, CA 95050-3835
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 MONROE ST, SANTA CLARA, CA 95050-3835

Mortgage

Document Number	0025211827
Date	Jan 5, 2022
Instrument	25211827

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	8.49%
Index	Other
Max Rate	8.49%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 19, 2019
Property Address	1886 MONROE ST, SANTA CLARA, CA 95050-3835
Document Number	0024161102
Map Reference	MB 55 PG 54
Instrument Date	Apr 11, 2019
Instrument	24161102
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1886 MONROE ST, SANTA CLARA, CA 95050-3835

Mortgage

Document Number	0024161103
Date	Apr 19, 2019
Instrument	24161103

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY C
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 19, 2019
Property Address	1886 MONROE ST, SANTA CLARA, CA 95050-3835
Document Number	0024161105
Map Reference	MB 55 PG 54
Instrument Date	Apr 11, 2019
Instrument	24161105
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1886 MONROE ST, SANTA CLARA, CA 95050-3835

Mortgage

Document Number	0024161104
Date	Apr 19, 2019
Instrument	24161104

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 16, 2018
Property Address	1886 MONROE ST, SANTA CLARA, CA 95050-3835
Document Number	0023979817
Map Reference	MB55 PG54
Instrument Date	Jul 9, 2018
Instrument	23979817
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1886 MONROE ST, SANTA CLARA, CA 95050-3835

Mortgage

Document Number	0023979818
Date	Jul 16, 2018
Instrument	23979818

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1886 Monroe St was $10,156, up 3.8% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$863,334 (+2%) Land $431,667 Building $431,667
2025	$10,156.00 (+3.84%)	$846,406 Land $423,203 Building $423,203
2024	$9,780.00 (+1.01%)
2023	$9,682.00 (+1.61%)	$813,540 Land $406,770 Building $406,770
2022	$9,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1886 Monroe St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1886 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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