1886 Harbor Dr, Morris, IL 60450 Property Records

Grundy County property record for 1886 Harbor Dr, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,325 (Nov 2020)
Tax Bill	$8,866 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-32-303-028`

Property Details

APN / Parcel Number

Primary APN	`02-32-303-028`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	1886 HARBOR DR
City	MORRIS
State	IL
Zip	60450-8882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER RIDGE SUB 2ND ADD PHASE 2 LOT 65 SEC 32-34-7
Legal Range	07W
Legal Township	34N
Legal Section	32
Legal Subdivision	DEER RIDGE SUBDIVISION SECOND ADDITION
Legal Phase	2
Legal Lot Number	65
Jurisdiction	GRUNDY IL
Township / Civil Division	SARATOGA
Census Block Group	4
Census Block	4014
Census Tract	200

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1886 HARBOR DR, MORRIS, IL 60450-8882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Nov 10, 2020	Special Warranty Deed, Construction Loan · Construction Mortgage K HOVNANIAN MORTGAGE CORP
Jan 31, 2020	Warranty Deed, Construction Loan GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	2020597587
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	0000590465
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1886 HARBOR DR, MORRIS, IL 60450-8882
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606180
Date	Aug 9, 2021
Instrument	606180

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2051

Interest

Rate Type	Fixed Rate

November 2020: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Nov 10, 2020
Property Address	1886 HARBOR DR, MORRIS, IL 60450-8882
Document Number	0000597587
Map Reference	DOC 475980
Instrument Date	Aug 26, 2020
Instrument	597587
Transaction Type	Construction Loan
Record Updated	Aug 5, 2022
Title Company	GREATER ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1886 HARBOR DR, MORRIS, IL 60450-8882

Mortgage

Document Number	0000597588
Date	Nov 10, 2020
Instrument	597588

Lender

Name	K HOVNANIAN MORTGAGE CORP

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	3%

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jan 31, 2020
Property Address	1886 HARBOR DR, MORRIS, IL 60450-8882
Document Number	0000590465
Instrument Date	Jan 24, 2020
Instrument	590465
Transaction Type	Construction Loan
Record Updated	Feb 21, 2020
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1804 N NAPER BLVD #200 NAPERVILLE IL 605638833, 200, NAPERVILLE, IL 60563-8833

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Saratoga Township
Municipality	Morris City
Secondary School District	Morris Community High School District 101 (09 - 12)
Elementary School District	Saratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,866.00 (+28.66%)	$122,172 (+21.01%) Land $19,211 Building $102,961	$366,516 (+21.01%) Land $57,633 Building $308,883
2022	$6,891.00 Homeowner's exemption	$100,960 Land $19,599 Building $81,361	$302,880 Land $58,797 Building $244,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures