Walton County property record for 1886 Baytowne Loop, Miramar Beach, FL 32550 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,206 sqft Living Area |
| Lot Size | 4,661 sqft (0.107 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,275,000 (2026) |
| Tax Bill | $4,963.00 (2025) |
| Primary APN | 23-2S-21-42250-000-0450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,206 sqft Living Area |
| Gross Area | 2,823 sqft Gross Area |
| 1st Floor | 1,012 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 4,661 sqft (0.107 acres) |
| Depth X Width | 106 ft x 44 ft Depth x Width |
| Driveway | Driveway Brick |
| Garage Type | Attached Garage |
| Garage Area | 182 sqft Garage |
| Deck Area | Deck Area |
| Porch Area | 428 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1886 BAYTOWNE LOOP |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5891 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 45 VILLA LAGO S/D PB 17-15 OR 2706-342 OR 2706-3643 OR 2885-767 OR 2901-3080 OR 2915-4174 OR 2983-2526 OR 3069-2320 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Subdivision | VILLA LAGO |
| Legal Block | 4 |
| Legal Lot Number | 45 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | WALTON BEACHES |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 950607 |
Source: Walton County records · APN 23-2S-21-42250-000-0450
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2322 MAGNOLIA DR, FAIRMONT, WV 26554-8590 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Apr 02, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Apr 02, 2018 · Amount on Record |
| Deed Doc Number | 202623868 |
| Deed Book / Page | 3401 / 3660 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 1886 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5891 |
| Document Number | 0000023868 |
| Book / Page | 3401 / 3660 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 202623868 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | CUSTOMER FIRST TITLE, CUSTOMERS FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $901,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2322 MAGNOLIA DR, FAIRMONT, WV 26554-8590 |
| Document Number | 0000023869, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202623869 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 02, 2018 |
| Property Address | 1886 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5891 |
| Document Number | 0030692320 |
| Book / Page | 3069 / 2320 |
| Map Reference | MB17 PG15-15B |
| Instrument Date | Mar 29, 2018 |
| Instrument | 2018000010286 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 HIGHWAY 1077, 233, MADISONVILLE, LA 70447-9667 |
| Name | Verified Name |
|---|---|
| Address | 1886 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5891 |
| Document Number | 2018000010287 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 2018000010287 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,963.00 (+1.93%) Homeowner's exemption | $587,961 (-35.8%) | $901,226 (-1.6%) Land $203,924 Building $697,302 |
| 2024 | $4,869.00 (+3.77%) Homeowner's exemption | $915,868 (+2.9%) Land $203,924 Building $711,944 | $915,868 (+2.9%) Land $203,924 Building $711,944 |
| 2023 | $4,692.00 (+1.19%) Homeowner's exemption | $890,028 (+6.69%) Land $203,924 Building $686,104 | $890,028 (+6.69%) Land $203,924 Building $686,104 |
| 2022 | $4,637.00 Homeowner's exemption | $834,181 Land $226,356 Building $607,825 | $834,181 Land $226,356 Building $607,825 |
1886 Baytowne Loop is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 7.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 8th in Florida |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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