Ramsey County property record for 1886 4th St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1953 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Sep 2023) |
| Tax Bill | $3,744 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-22-32-0019 |
| Primary APN | 14-30-22-32-0019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 96 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8606855 |
|---|---|
| Street Address | 1886 4TH ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-3165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W. F. KRECHS ADD. TO,WHITE BE EX E 89 91/1OO FT THE N 96 FT OF LOT ...FT THE N 96 FT OF LOT 2 BLK 4 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | W. F. KRECHS ADD. TO,WHITE BE |
| Legal Block | 4 |
| Legal Lot Number | ... |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40502 |
1886 4th St is owned and occupied by an individual who bought it in September 2023.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1886 4TH ST, SAINT PAUL, MN 55110-3165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL CU |
| Sep 12, 2023 | Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | Sep 12, 2023 · Amount on File |
| Deed Document Number | 20235001295 |
| Prior Transfer Date | Aug 11, 2023 |
| Prior Transfer Doc | 0005001294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 12, 2023 |
| Property Address | 1886 4TH ST, WHITE BEAR LAKE, MN 55110-3165 |
| Document Number | 0A05001295 |
| Instrument Date | Aug 11, 2023 |
| Instrument | A05001295 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1886 4TH ST, WHITE BEAR LAKE, MN 55110-3165 |
| Document Number | 0A05001296 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | A05001296 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 12, 2023 |
| Property Address | 1886 4TH ST, WHITE BEAR LAKE, MN 55110-3165 |
| Document Number | 0A05001294 |
| Instrument Date | Aug 11, 2023 |
| Instrument | A05001294 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Tax | $280.17 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1886 4TH ST, WHITE BEAR LAKE, MN 55110-3165 |
The 2025 property tax bill for 1886 4th St was $3,744 with a homeowner's exemption, up 5.7% from the year before.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,800 (+2.2%) Land $73,300 Building $205,500 | $278,800 (+2.2%) Land $73,300 Building $205,500 | |
| 2025 | $3,744.00 (+5.7%) Homeowner's exemption | $272,800 Land $73,300 Building $199,500 | $272,800 Land $73,300 Building $199,500 |
| 2024 | $3,542.00 (+11.52%) | ||
| 2023 | $3,176.00 Homeowner's exemption | $256,600 (+8.82%) Land $73,300 Building $183,300 | $256,600 (+8.82%) Land $73,300 Building $183,300 |
| 2022 | $235,800 Land $73,300 Building $162,500 | $235,800 Land $73,300 Building $162,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1886 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1886 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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