18859 Elder Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 18859 Elder Rd, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,914 sqft · built 2006
Lot Size	0.199 acres (8,679 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Mar 2019)
Tax Bill	$8,651 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32E04CD01200`

Property Details

APN / Parcel Number

Primary APN	`32E04CD01200`
Alternative APN	`05013838`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,914 sqft Living Area

Exterior

Year Built	Built 2006
Lot Area	8,679 sqft

Location & Zoning

Account Number	05013838
Street Address	18859 ELDER RD
City	OREGON CITY
State	OR
Zip	97045-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SUBDIVISION WALNUT GROVE ESTATES #2 4031 LT 73
Legal Range	02E
Legal Township	03S
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	WALNUT GROVE ESTATES
Legal Tract	B
Legal Lot Number	73
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3037
Census Tract	22302

Owner

18859 Elder Rd is owned and occupied by an individual who bought it in March 2019.

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18859 ELDER RD, OREGON CITY, OR 97045-7667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Mar 15, 2019	Warranty Deed, Transfer · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Nov 30, 2015 · Amount on File
Deed Document Number	2019-013454
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18859 ELDER RD, OREGON CITY, OR 97045-7667
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107701
Date	Dec 13, 2021
Instrument	2021-107701

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	BEAVERTON, OR 97005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 15, 2019
Property Address	18859 ELDER RD, OREGON CITY, OR 97045-7667
Document Number	0000013454
Instrument Date	Mar 11, 2019
Instrument	2019-013454
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	OLD REPUBLIC TITLE CO OF OR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18859 ELDER RD, OREGON CITY, OR 97045-7667

Mortgage

Document Number	0000013455
Date	Mar 15, 2019
Instrument	2019-013455

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0000013456
Date	Mar 15, 2019
Instrument	2019-013456

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 18859 Elder Rd was $8,651.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,651.00	$431,850	$809,814 Land $221,044 Building $588,770
2023	$7,656.00	$407,061	$797,598 Land $214,818 Building $582,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18859 Elder Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18859 Elder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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