18855 Holly Dr, Twain Harte, CA 95383 Property Records

Tuolumne County property record for 18855 Holly Dr, Twain Harte, CA 95383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1981
Lot Size	0.271 acres (11,789 sqft)
Owner	Trust Name on File
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Mar 2019 Reverse Mortgage Mar 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-060-042-000`

Property Details

APN / Parcel Number

Primary APN	`049-060-042-000`
Alternative APNs	`049-060-042` `0490604200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	11,789 sqft (0.271 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	049-060-042
Street Address	18855 HOLLY DR
City	TWAIN HARTE
State	CA
Zip	95383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1,MX
Legal Description	PAR B PM 10-59 POR TWAIN HARTE 7
Legal Subdivision	TWAIN HARTE
Jurisdiction	TUOLUMNE CA
Township / Civil Division	TWAIN HARTE-TUOLUMNE CITY
Census Block Group	1
Census Block	1025
Census Tract	3102

Owner

18855 Holly Dr is owner-occupied and held in a trust since February 2007.

Source: Tuolumne County records, as of July 7, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 732, TWAIN HARTE, CA 95383-0732
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2019	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Mar 6, 2019	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 15, 2007
Transfer Doc	0000003527
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	18855 HOLLY DR, TWAIN HARTE, CA 95383
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001993
Date	Mar 6, 2019
Instrument	2019001993

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LAKEWOOD, NJ 08701

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	18855 HOLLY DR, TWAIN HARTE, CA 95383
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001992
Date	Mar 6, 2019
Instrument	2019001992

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 18855 Holly Dr was $2,560 with a homeowner's exemption.

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Secondary School District	Summerville Union High School District (09 - 12)
Elementary School District	Twain Harte School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,410 (+2%) Land $55,445 Building $147,965
2025	$2,560.00 Homeowner's exemption	$199,422 Land $54,358 Building $145,064
2023	$2,388.00 (-3.05%) Homeowner's exemption	$191,681 Land $52,249 Building $139,432	$342,990
2022	$2,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18855 Holly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 21, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18855 Holly Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWAIN HARTE COMMUNITY SERVICES DISTRICT serves 2,378 people · EPA ID CA5510005
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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