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1885 Moon Cactus Ct, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1885 Moon Cactus Ct, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 2021
Lot Size0.164 acres (7,157 sqft)
Owner2 Individual Names on File
Last Sale$272,600 (Nov 2021)
Tax Bill$7,792 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN057481-1442

Property Details

APN / Parcel Number

Primary APN057481-1442
Alternative APN
  • U163219C3U000000000870

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area2,242 sqft
1st Floor Area1,540 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,157 sqft (0.164 acres)
Lot Dimensions143 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchScreened Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0574811442
Street Address1885 MOON CACTUS CT
CityRUSKIN
StateFL
Zip33570-5466
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSPENCER CREEK PHASE 2 LOT 87
Legal Range19E
Legal Township32S
Legal Section16
Legal SubdivisionSPENCER CREEK PHASE 2
Legal Phase2
Legal Lot Number87
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1018
Census Tract14109

Owner

1885 Moon Cactus Ct is owned and occupied by two individuals who bought it in November 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address1885 MOON CACTUS CT, RUSKIN, FL 33570-5466
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2021 · Amount on File
Deed SaleNov 29, 2021 · Amount on File
Deed Document Number2021606756
Record UpdatedOct 29, 2026

November 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 29, 2021
Property Address1885 MOON CACTUS CT, RUSKIN, FL 33570-5466
Document Number0000606756
Map ReferenceMB 139 PG 153
Instrument DateNov 23, 2021
Instrument2021606756
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,908.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 HAMPTON LN, YORKVILLE, IL 60560-8934

Mortgage

Document Number0000606757
DateNov 29, 2021
Instrument2021606757
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1885 Moon Cactus Ct was $7,792 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,104 (-2.55%) Land $81,494 Building $164,610$246,104 (-8.93%) Land $81,494 Building $164,610
2025$7,792.00 Homeowner's exemption$252,541$270,227 Land $95,667 Building $174,560
2023$7,027.00 (-12.35%) Homeowner's exemption$239,375 (-6.15%) Land $63,778 Building $175,597$239,375 (-6.15%) Land $63,778 Building $175,597
2022$8,017.00$255,053 Land $85,037 Building $170,016$255,053 Land $85,037 Building $170,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1885 Moon Cactus Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims11 (1982–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1885 Moon Cactus Ct is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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